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2415 W Morton St, Denison, TX, 75020

2beds
1baths
1,005sqft
$144,900
$144price/sqft
$1,398/moest. monthly cost
$55,920/yrincome needed

About This Home

Freshly updated 2-bedroom, 1-bath home on approximately 0.20 acres in established Denison. Luxury vinyl plank flooring, fresh paint, and ceiling fans throughout. Refreshed kitchen with white shaker cabinetry, updated counters, gas range, stainless designer vent hood, and dishwasher. Renovated full bath. Open living and dining area with abundant natural light. Large, flat backyard with mature shade trees offers plenty of usable space. Covered front porch and covered parking. Minutes from US-75 for easy access to Sherman and the DFW metro, with shopping, dining, and historic downtown Denison nearby. Buyer and buyer's agent to verify all information, including square footage, lot size, schools, and taxes.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Mayes Elementary SchoolGrades PK-40.5 mi
5/10
Henry Scott MiddleGrades 7-82.4 mi
5/10
Denison High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1962

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Vented Exhaust Fan

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12 x 8

Features

  • Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,005 sqft

Living Room

  • Level: First
  • Dimensions: 23 x 13

Master Bedroom

  • Level: First
  • Dimensions: 12 x 11

Property

Details

  • Parcel number: 140705

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,537 sqft

Parking

  • Total spaces: 1
  • Parking features: Covered,Driveway
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$154$1,848
Property Taxes $274$3,288
Electricity $238$2,859
Total$1,398$16,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,931/yr
40% on housing$41,940/yr
45% on housing$37,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$118
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$134,900
2026-07-20Listed for sale$144,900
2025-05-09Listing removed$1,250
2025-04-23Price change$1,250
2025-04-05Listed for rent$1,295
2024-02-22Listing removed--
2024-02-14Listed for rent$1,295
2023-06-27Listing removed--
2023-06-07Price change$1,300
2023-05-22Listed for rent$1,250
2023-04-06Listing removed--
2022-08-05Listing removed$170,000
2022-06-16Price change$170,000
2022-05-28Listed for sale$185,000
2018-12-31Listing removed$92,000
2018-11-22Pending sale$92,000
2018-11-01Price change$92,000
2018-07-30Price change$95,000
2018-07-04Listed for sale$99,900

For Sale by Agent

AgentJack Harris
BrokerageeXp Realty LLC

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