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127 E Walker St, Denison, TX, 75021

1beds
1baths
693sqft
$109,500
$158price/sqft
$1,106/moest. monthly cost
$44,240/yrincome needed

About This Home

Welcome to this charming and quaint 1-bedroom, 1-bath home filled with character, comfort, and timeless appeal. Perfect for first-time buyers, downsizers, or investors, this cozy residence offers a warm and functional layout in a peaceful setting. Enjoy relaxing on the beautiful wooden front porch, an ideal spot for morning coffee, evening unwinding, or simply taking in the quiet surroundings. This inviting outdoor space adds to the home’s charm and extends your living area outdoors. Inside, you’ll find a bright and welcoming interior designed for comfortable living. The kitchen features attractive tile work, light countertops, and abundant cabinet storage—providing both style and functionality for everyday use. The bathroom includes a classic tub and shower combination along with a convenient medicine cabinet for added storage. Washer and dryer connections offer the practicality of in-home laundry. If you’re searching for a cozy home with character and front porch charm, this property is a must-see. Schedule your showing today!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
Terrell Elementary SchoolGrades PK-40.3 mi
5/10
Henry Scott MiddleGrades 7-81.9 mi
5/10
Denison High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Dining Room

  • Level: First
  • Dimensions: 11 x 12

Features

  • Built-in Features,Granite Counters,High Speed Internet,Cable TV
  • Window features: Window Coverings
  • Flooring: Luxury Vinyl Plank

Interior Area

  • Total interior livable area: 693 sqft

Kitchen

  • Features: Built-in Features,Granite Counters
  • Level: First
  • Dimensions: 15 x 9

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 11

Master Bathroom

  • Features: Built-in Features,Solid Surface Counters
  • Level: First
  • Dimensions: 5 x 7

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 11

Property

Details

  • Parcel number: 142256
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Covered
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 7,492 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $553$6,636
Home Insurance *$108$1,296
Property Taxes $207$2,484
Electricity $238$2,859
Total$1,106$13,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,920/yr
40% on housing$33,180/yr
45% on housing$29,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 75021$109
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75021$182
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$120,000
2026-05-06Price change$1,075
2026-04-23Price change$125,000
2026-04-16Price change$1,100
2026-04-06Listed for sale$130,000
2026-03-11Price change$1,125
2026-02-24Listed for rent$1,150
2024-12-06Listing removed$1,200
2024-11-19Listed for rent$1,200
2023-12-15Listing removed--
2023-12-07Price change$139,000
2023-10-13Listed for sale$140,000
2012-04-03Sold--
2011-08-03Sold--

For Sale by Agent

AgentMallory Adams
BrokerageOmniKey Realty, LLC.

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