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738 E Sears St, Denison, TX, 75021

3beds
2baths
1,120sqft
$189,900
$170price/sqft
$1,744/moest. monthly cost
$69,760/yrincome needed

About This Home

Welcome to this beautiful 3-bedroom, 2-bath home featuring modern construction, stylish finishes, and a functional open-concept layout. This move-in ready home offers a seamless blend of comfort and contemporary design, perfect for everyday living and entertaining. Step inside to find durable stained concrete flooring throughout the home (NO CARPET), creating a sleek and low-maintenance space. The open layout flows into a stunning kitchen complete with granite countertops, stainless steel appliances, a large center island, pantry and shaker-style cabinetry—ideal for cooking and hosting gatherings. The spacious primary suite is situated in the back of the home and serves as a relaxing retreat, featuring a beautifully designed en-suite bathroom with a large walk-in shower. Secondary bedrooms are well-sized and offer flexibility for guests, a home office, or additional living space. All bedroom closets include built-in shelving for added organization and storage. From stylish lighting accents to upgraded bathroom mirrors and finishes, every detail in this home has been carefully selected to create a modern and inviting atmosphere. Schedule your private showing today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

2/10
Terrell Elementary SchoolGrades PK-40.9 mi
5/10
Henry Scott MiddleGrades 7-81.9 mi
5/10
Denison High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,Stacked

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Concrete,Painted/Stained

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,120 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Features: Built-in Features,En Suite Bathroom,Granite Counters
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Other

  • Features: Built-in Features,Granite Counters
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 142657

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Patio,Covered
  • Exterior features: Private Yard

Lot

  • Lot size: 7,492 sqft
  • Features: Back Yard,Corner Lot,Lawn,Landscaped

Parking

  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$187$2,244
Property Taxes $359$4,308
Electricity $238$2,859
Total$1,744$20,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,794/yr
40% on housing$52,320/yr
45% on housing$46,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 75021$106
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75021$182
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$207,500
2026-04-24Listed for sale$215,000
2024-03-08Listing removed--
2024-02-27Price change$1,450
2024-02-20Price change$1,475
2024-02-06Listed for rent$1,490
2022-10-13Sold--
2022-09-08Pending sale$220,000
2022-08-22Price change$220,000
2022-07-24Listed for sale$224,000
2022-07-20Pending sale$224,000
2022-06-20Listed for sale$224,000

For Sale by Agent

AgentMallory Adams
BrokerageOmniKey Realty, LLC.

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