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625 E Main St, Denison, TX, 75021

4beds
1baths
1,441sqft
$129,000
$90price/sqft
$1,261/moest. monthly cost
$50,440/yrincome needed

About This Home

Investment opportunity in the growing community of Denison, Texas. This 4-bedroom, 1-bath home at 625 E Main St is currently tenant-occupied with renters paying $1,100 per month, offering immediate rental income for investors looking to expand their portfolio. Located just minutes from downtown Denison, the property provides convenient access to local shops, restaurants, schools, and major highways. Denison continues to attract attention for its historic charm, strong sense of community, and proximity to Lake Texoma, making it a popular destination for both residents and visitors. Whether you're looking for a steady rental property or a project with future potential, this property offers an affordable entry point into the Denison market. Seller is also selling 1429 S Elm in Sherman with the mls number 21198367 AND the duplex at 1422 E Lamar. Feel free to make an offer for all three!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
Terrell Elementary SchoolGrades PK-40.9 mi
5/10
Henry Scott MiddleGrades 7-81.7 mi
5/10
Denison High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other

Interior Area

  • Total interior livable area: 1,441 sqft

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 142810
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,998 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$127$1,524
Property Taxes $244$2,928
Electricity $238$2,859
Total$1,261$15,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,234/yr
40% on housing$37,830/yr
45% on housing$33,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 75021$108
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75021$182
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$139,000
2024-08-28Listing removed$140,000
2024-07-25Listed for sale$140,000
2024-07-22Listing removed$140,000
2024-06-03Listed for sale$140,000
2016-06-01Sold--
2015-08-12Sold--

For Sale by Agent

AgentKelly Bob Bayer
BrokerageRE/MAX FIRST REALTY

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