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923 W Nelson St, Denison, TX, 75020

5beds
2baths
1,568sqft
$175,000
$112price/sqft
$1,330/moest. monthly cost
$53,200/yrincome needed

About This Home

THIS ONE IS A LOT FOR THE $$$. Spacious rooms include, Living Room, Five Bedrooms (2 down and 3 up), Kitchen has loads of cabinets, separate Dining Room offers old style Butlers Pantry, Utility Room for full size washer, dryer and space for a freezer. A few years ago the home had several major updates, electrical, plumbing, some leveling, floor coverings, sheetrock replaced, hot water heater replaced along with CH&A. Ceiling fans thru out the home. Several extra closets for added storage. Large front porch and large rear wood deck is covered. Dog run at back of property. Alley access. Enjoy many hours in the metal, 720 sq ft, insulated Workshop. Overhead double door and regular size door entry. It has a separate electric panel. Plus has an attached two car carport. Just a hop, skip, jump to Houston School. So close to Churches, Parks and downtown Denison. Only minutes to beautiful Lake Texoma.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

2/10
Houston Elementary SchoolGrades PK-40.2 mi
5/10
Henry Scott MiddleGrades 7-81.0 mi
5/10
Denison High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Early American,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 13 x 10

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 14 x 13

Bedroom

  • Level: Second
  • Dimensions: 13 x 3

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Butler's Pantry
  • Level: First
  • Dimensions: 16 x 7

Features

  • High Speed Internet,Pantry,Cable TV
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Hardwood,Luxury Vinyl Plank

Half Bath

  • Level: Second
  • Dimensions: 5 x 6

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,568 sqft

Kitchen

  • Features: Built-in Features
  • Level: First
  • Dimensions: 11 x 10

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 13

Master Bathroom

  • Features: Built-in Features
  • Level: First
  • Dimensions: 13 x 5

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 13

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 12 x 5

Property

Details

  • Parcel number: 145418
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Rooftop,Covered,Deck
  • Exterior features: Deck,Dog Run
  • Fencing: Chain Link,Cross Fenced,Partial Cross

Lot

  • Lot size: 7,501 sqft
  • Features: Interior Lot,Level,Subdivision,Few Trees
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Covered,Detached Carport,Driveway,Deck,Side By Side,Tandem
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$187$2,244
Property Taxes $21$252
Electricity $238$2,859
Total$1,330$15,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,600/yr
40% on housing$39,900/yr
45% on housing$35,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$118
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$185,000

For Sale by Agent

AgentPAULA CLOUD
BrokeragePARAGON, REALTORS

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