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607 E Monterey St, Denison, TX, 75021

4beds
3baths
1,868sqft
$279,990
$150price/sqft
$2,468/moest. monthly cost
$98,720/yrincome needed

About This Home

This home has been completely remodeled and ready for you! Open floorplan downstairs giving you plenty of room to entertain. Large laundry and pantry room off the kitchen. Master bedroom features dual walk in closets, and large walk in shower and dual sinks. Front bedroom has a walk in closet and its own full bath. Upstairs features a second living space, large full bath and 2 more bedrooms! Large covered front porch great for spending outside on those cool Texas nights! Electrical, plumbing, roof and HVAC have all been replaced during remodel and foundation work completed with a lifetime warranty! Home sits on a lot and half, giving so many possibilities for a dream outdoor space.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Lamar Elementary SchoolGrades PK-40.2 mi
5/10
Henry Scott MiddleGrades 7-81.2 mi
5/10
Denison High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave

Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 10 x 14

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 10 x 11

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second
  • Dimensions: 15 x 11

Dining Room

  • Level: First
  • Dimensions: 12 x 11

Features

  • Decorative/Designer Lighting Fixtures,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,868 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 9 x 16

Laundry

  • Level: First
  • Dimensions: 10 x 6

Living Room

  • Level: First
  • Dimensions: 12 x 15

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 14

Property

Details

  • Parcel number: 146732
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Private Yard

Lot

  • Lot size: 7,797 sqft
  • Features: Interior Lot
  • Lot size dimensions: 61' x 130'

Parking

  • Parking features: Alley Access,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Tornado
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$276$3,312
Property Taxes $539$6,468
Electricity $238$2,859
Total$2,468$29,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,617/yr
40% on housing$74,040/yr
45% on housing$65,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 75021$104
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75021$182
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-14Listed for sale$299,990
2024-11-23Listing removed$2,000
2024-11-03Price change$2,000
2024-10-03Price change$2,200
2024-08-26Listed for rent$2,300
2024-07-30Listing removed--
2024-07-16Price change$289,999
2024-06-18Price change$299,999
2024-06-06Listed for sale$315,000
2023-08-10Listing removed--
2023-07-01Price change$295,000
2023-06-11Listed for sale$299,900
2023-04-12Listing removed--
2023-01-10Listed for sale$299,900
2021-08-12Sold--
2021-07-08Pending sale$69,900
2021-06-30Listed for sale$69,900

For Sale by Agent

AgentShelby Liske
BrokerageWorth Clark Realty

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