See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

515 E Murray St, Denison, TX, 75021

--beds
--baths
780sqft
$59,900
$77price/sqft
$660/moest. monthly cost
$26,400/yrincome needed

About This Home

Opportunity awaits with this partially renovated home ready for the right owner or investor to bring it back to life. Situated on a large lot with mature trees, the property offers a peaceful setting with plenty of space to create your vision. Significant updates have already been started, including completed foundation, framing work, and most of the plumbing. The seller has home plans available, providing a head start for finishing the project. Located in a desirable neighborhood, this property presents excellent potential for renovation, resale, or long-term investment. This home was intended to be a four bedroom, 2 bath home once the project was finished. Property is being sold as-is. Don’t miss this chance to transform it into something special—bring all offers!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Lamar Elementary SchoolGrades PK-40.2 mi
5/10
Henry Scott MiddleGrades 7-81.0 mi
5/10
Denison High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Features

  • Paneling/Wainscoting

Interior Area

  • Total interior livable area: 780 sqft

Property

Details

  • Parcel number: 146786

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,410 sqft

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Tornado
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$59$708
Property Taxes $61$732
Electricity $238$2,859
Total$660$7,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,628/yr
40% on housing$19,800/yr
45% on housing$17,600/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 75021$110
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75021$182
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$120,000
2026-04-10Listed for sale$125,000
2024-10-03Sold--
2024-09-30Pending sale$69,000
2024-09-17Listing removed$69,000
2024-09-06Contingent$69,000
2024-09-03Listed for sale$69,000

For Sale by Agent

AgentCindy Aguilar
BrokerageWhite Rock Realty

Similar Homes