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231 W Murray St, Denison, TX, 75020

4beds
2baths
1,315sqft
$214,000
$163price/sqft
$1,794/moest. monthly cost
$71,760/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 2-bathroom home built in 2019, ideally located just minutes from the vibrant downtown Denison area. Offering modern construction and a family-friendly layout, this home combines comfort, convenience, and style. Inside, you'll find spacious living areas, well-appointed bedrooms, and an open-concept design perfect for everyday living and entertaining. The thoughtfully designed floor plan provides plenty of room for growing families, remote work, or hosting guests. Step outside to enjoy the large, shaded backyard, an ideal space for children, pets, family gatherings, or simply relaxing under the mature trees. Whether you're grilling with friends or enjoying a quiet evening outdoors, this backyard offers the perfect retreat. Conveniently located near shopping, dining, schools, parks, and all the attractions of historic downtown Denison, this move-in-ready home provides the perfect balance of neighborhood charm and modern living. Don't miss the opportunity to make this wonderful property your next home!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Lamar Elementary SchoolGrades PK-40.7 mi
5/10
Henry Scott MiddleGrades 7-80.6 mi
5/10
Denison High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 8 x 7

Features

  • Decorative/Designer Lighting Fixtures,Granite Counters,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,315 sqft

Kitchen

  • Level: First
  • Dimensions: 10 x 10

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 22 x 13

Master Bathroom

  • Level: First
  • Dimensions: 10 x 6

Master Bedroom

  • Level: First
  • Dimensions: 16 x 12

Other

  • Level: First
  • Dimensions: 8 x 5

Utility Room

  • Level: First
  • Dimensions: 8 x 3

Property

Details

  • Parcel number: 147529
  • Exclusions: All personal property.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot,Landscaped,Few Trees

Parking

  • Parking features: Concrete,Driveway,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,082$12,984
Home Insurance *$228$2,736
Property Taxes $246$2,952
Electricity $238$2,859
Total$1,794$21,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,508/yr
40% on housing$53,820/yr
45% on housing$47,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$118
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$209,000
2026-07-07Price change$214,000
2026-06-23Price change$219,000
2026-06-08Listed for sale$224,000
2026-01-07Listing removed$219,000
2025-10-02Price change$219,000
2025-09-07Price change$224,000
2025-08-23Price change$229,000
2025-08-06Listed for sale$239,900
2020-03-17Sold--
2020-02-26Pending sale$154,000
2020-02-13Price change$154,000
2020-02-11Pending sale$157,000
2020-01-21Price change$157,000
2019-12-24Listed for sale$158,000

For Sale by Agent

AgentKyle Rothenberger
BrokerageEasy Life Realty

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