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608 Baker St, Denison, TX, 75020

3beds
2baths
1,490sqft
$240,000
$161price/sqft
$2,006/moest. monthly cost
$80,240/yrincome needed

About This Home

Charming and inviting home in Denison, TX offering comfort, functionality, and fantastic outdoor living! A welcoming front porch sets the stage—perfect for relaxing and enjoying the breeze. Inside, you’ll find luxury vinyl plank flooring throughout the main areas with carpet in the bedrooms for added comfort. The kitchen is both stylish and practical, featuring stainless steel appliances and an island with seating, ideal for casual dining or entertaining. Step outside to a wonderful covered deck with ceiling fan, creating a comfortable space to unwind year-round. The huge fenced backyard is packed with features, including a fire pit, hot tub, storage shed, and even a chicken coop—perfect for those looking to enjoy outdoor living with a little extra space and versatility. Additional highlights include a carport to protect your vehicle from the Texas sun, solar panels for energy efficiency, and a security system with doorbell camera for added peace of mind. Conveniently located near Waterloo Lake and just minutes from major roads, shopping, and dining, this home offers the perfect blend of charm, convenience, and outdoor enjoyment. Don’t miss your opportunity to make this Denison gem your own!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
5/10
Henry Scott MiddleGrades 7-80.5 mi
5/10
Denison High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Tankless Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,High Speed Internet,Kitchen Island,Cable TV
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,490 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 150218
  • Exclusions: na

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Fire Pit
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Wood

Lot

  • Lot size: 6,577 sqft
  • Features: Back Yard,Interior Lot,Lawn,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$256$3,072
Property Taxes $299$3,588
Electricity $238$2,859
Total$2,006$24,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,777/yr
40% on housing$60,180/yr
45% on housing$53,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$117
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$240,000
2025-12-09Listing removed$238,000
2025-11-02Price change$238,000
2025-09-18Listed for sale$240,000
2023-09-27Sold--
2023-09-07Pending sale$215,000
2023-08-29Contingent$215,000
2023-08-25Price change$215,000
2023-07-29Price change$225,000
2023-06-14Price change$239,000
2023-05-10Listed for sale$250,000
2021-12-10Sold--
2021-11-16Pending sale$205,000
2021-11-12Contingent$205,000
2021-11-01Listed for sale$205,000
2021-10-28Contingent$209,000
2021-10-14Listed for sale$209,000
2020-08-17Sold--
2020-07-10Pending sale$149,500
2020-06-14Listed for sale$149,500
2020-01-28Listing removed$88,000
2020-01-10Listed for sale$88,000
2019-05-07Listing removed$23,000
2019-05-07Pending sale$23,000
2019-05-07Price change$23,000
2019-05-05Price change$26,900
2019-05-02Listed for sale$29,000

For Sale by Agent

AgentWendy Ward
BrokerageKeller Williams Realty Allen

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