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309 Pecan St, Howe, TX, 75459

3beds
2baths
1,566sqft
$274,000
$175price/sqft
$2,350/moest. monthly cost
$94,000/yrincome needed

About This Home

Beautifully renovated single story home blending modern updates with timeless traditional charm. This move in ready property features an inviting open layout, updated finishes, abundant natural light, and a warm, comfortable feel throughout. The thoughtfully renovated interior offers stylish touches while maintaining a classic design that feels both fresh and welcoming. Step outside to a large grassy backyard perfect for entertaining, pets, play, or relaxing evenings outdoors. Whether hosting gatherings or enjoying quiet mornings at home, this property offers the ideal balance of comfort, style, and functionality in a highly desirable single-story layout.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Howe Intermediate SchoolGrades 3-50.2 mi
7/10
Howe Middle SchoolGrades 6-80.3 mi
7/10
Howe High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Gas Oven,Gas Water Heater,Vented Exhaust Fan
  • Laundry features: Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room,Stacked

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 11

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Cable TV,Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,566 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Dual Sinks,Eat-in Kitchen
  • Level: First
  • Dimensions: 12 x 10

Laundry

  • Features: Built-in Features,Utility Sink
  • Level: First
  • Dimensions: 6 x 4

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 11

Master Bathroom

  • Features: Built-in Features,Stone Counters,Solid Surface Counters
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: First
  • Dimensions: 14 x 11

Other

  • Features: Dual Sinks
  • Level: First
  • Dimensions: 7 x 6

Property

Details

  • Parcel number: 152732

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Private Yard
  • Fencing: Back Yard,Wood
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Lawn

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,385$16,620
Home Insurance *$244$2,928
Property Taxes $483$5,796
Electricity $238$2,859
Total$2,350$28,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,571/yr
40% on housing$70,500/yr
45% on housing$62,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 75459$204
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75459$142
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$274,000
2026-02-20Listing removed$274,000
2026-01-17Price change$274,000
2025-10-07Price change$285,000
2025-09-10Price change$295,000
2025-08-18Listed for sale$300,000
2021-10-27Sold--

For Sale by Agent

AgentKimberly Uselton
BrokerageKeller Williams North Country

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