See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

946 W Laurel St, Sherman, TX, 75092

3beds
2baths
1,437sqft
$240,000
$167price/sqft
$1,913/moest. monthly cost
$76,520/yrincome needed

About This Home

Charming home in the heart of Sherman offering timeless character and endless potential! This inviting property features spacious living areas, abundant natural light, and classic charm throughout. Conveniently located near schools, shopping, dining, and easy highway access, this home is perfect for first-time buyers, investors, or anyone looking to add their personal touch. Enjoy a generously sized lot with room to relax, entertain, or create your dream outdoor space. Don’t miss the opportunity to own a piece of Sherman charm with modern-day convenience nearby.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
5/10
Piner Middle SchoolGrades 6-80.5 mi
5/10
Sherman High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Disposal
  • Laundry features: Washer Hookup,Dryer Hookup,In Hall

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: First
  • Dimensions: 7 x 6

Features

  • High Speed Internet,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,437 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features
  • Level: First
  • Dimensions: 10 x 11

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 16

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 16

Property

Details

  • Parcel number: 162181
  • Exclusions: See Exclusions & Fixtures Worksheet

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 7,492 sqft
  • Features: Corner Lot,Few Trees

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$227$2,724
Property Taxes $235$2,820
Electricity $238$2,859
Total$1,913$22,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,588/yr
40% on housing$57,390/yr
45% on housing$51,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 75092$147
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75092$160
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$240,000
2026-05-15Listed for sale$247,999
2013-04-01Sold--

For Sale by Agent

AgentJamie Stephens
BrokeragePARAGON, REALTORS

Similar Homes