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220 N Holly Ave, Sherman, TX, 75092

5beds
3baths
3,750sqft
$339,900
$91price/sqft
$2,496/moest. monthly cost
$99,840/yrincome needed

About This Home

Great large family 1 story home in West Sheman near WNJ Hospital, schools and shopping. Home is 3130 SF and has 5 bedrooms, 3 baths and a 2 car garage. Includes a detached 1 bedroom 1 bath 600 sf apartment with kitchen above the 1 car garage, perfect for some rental income. 2 blocks from Wilson and Jones Hospital. Beautiful, oversized corner lot with lots of trees and fenced backyard. Home needs foundation work and cosmetic updates, foundation report attached, $4800 to install 13 piers. This is a estate and is being sold AS IS, and priced accordingly at $107 per SF.. Bring your investors or buyers with a vision of what this home could become! Priced under tax appraised value of $470,570.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

2/10
5/10
Piner Middle SchoolGrades 6-80.7 mi
5/10
Sherman High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 13 x 17

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 13

Bedroom

  • Level: First
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room Nook

  • Level: First
  • Dimensions: 6 x 10

Den

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 17 x 16

Dining Room

  • Level: First
  • Dimensions: 13 x 13

Features

  • Paneling/Wainscoting,Tile Counters,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 2
  • Fireplace features: Decorative,Gas Starter,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,750 sqft

Kitchen

  • Level: First
  • Dimensions: 13 x 10

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 13 x 18

Master Bedroom

  • Level: First
  • Dimensions: 12 x 18

Utility Room

  • Level: First
  • Dimensions: 6 x 10

Property

Details

  • Parcel number: 162255

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Chain Link,Partial

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot,Landscaped,Many Trees,Subdivision

Parking

  • Total spaces: 3
  • Parking features: Alley Access,Door-Single,Garage,Garage Door Opener,Garage Faces Rear,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$322$3,864
Property Taxes $45$540
Electricity $411$4,941
Total$2,496$29,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,577/yr
40% on housing$74,880/yr
45% on housing$66,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 75092$148
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75092$160
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$379,900
2026-03-23Listed for sale$399,900

For Sale by Agent

AgentMARK TOOLEY
BrokeragePARAGON, REALTORS

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