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425 S Austin St, Sherman, TX, 75090

3beds
2baths
1,426sqft
$235,000
$165price/sqft
$2,100/moest. monthly cost
$84,000/yrincome needed

About This Home

Welcome to 425 Austin Street, Sherman, TX—a beautifully updated home that combines classic charm with modern upgrades. This move-in-ready property features spacious living areas filled with natural light, fresh paint, updated flooring, and tasteful finishes throughout. The kitchen offers ample cabinet and counter space, modern appliances, and an open layout perfect for everyday living and entertaining. Both bathrooms have been refreshed with updated vanities, fixtures, and contemporary finishes for a clean, modern feel. The generously sized bedrooms provide comfortable living spaces with abundant natural light and ample closet storage. Step outside to enjoy the large backyard, offering plenty of room for entertaining, pets, gardening, or creating your own outdoor oasis. Conveniently located near schools, parks, shopping, dining, and major highways, this home provides easy access to everything Sherman has to offer.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

2/10
5/10
Piner Middle SchoolGrades 6-80.3 mi
5/10
Sherman High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Refrigerator

Bedroom

  • Level: First
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Pantry

Interior Area

  • Total interior livable area: 1,426 sqft

Living Room

  • Level: First
  • Dimensions: 12 x 13

Master Bedroom

  • Level: First
  • Dimensions: 11 x 13

Property

Details

  • Parcel number: 163377

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$250$3,000
Property Taxes $424$5,088
Electricity $238$2,859
Total$2,100$25,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,000/yr
40% on housing$63,000/yr
45% on housing$56,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 75090$122
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75090$157
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$235,000
2020-01-20Listing removed$1,150
2020-01-15Price change$1,150
2019-12-31Listed for rent$1,200

For Sale by Agent

AgentMonaz Karkaria
BrokerageONEPLUS REALTY GROUP, LLC

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