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604 S Maxey St, Sherman, TX, 75090

3beds
2baths
1,056sqft
$200,000
$189price/sqft
$1,816/moest. monthly cost
$72,640/yrincome needed

About This Home

Freshly updated and bathed in natural light, this charming home on a quarter acre lot near historic Downtown Sherman offers a smart layout designed for modern living. A cute covered front porch welcomes you into an open-concept living and dining area featuring easy-care vinyl plank flooring that flows throughout the entire home. You will love the designer-inspired kitchen, which showcases stylish sage-colored cabinetry, natural wood butcher block countertops, deep single-bowl stainless steel kitchen sink and bright overhead can lighting. The breakfast bar provides the perfect spot for morning coffee or homework. Both bathrooms have been beautifully refreshed with new vanities, stylish mirrors and updated flooring. The outdoor space is equally impressive, featuring a large backyard patio perfect for relaxing or entertaining. The expansive, treed lot includes a large shed for yard equipment and additional storage, and the home even comes with a doghouse. Roof replaced 2023, HVAC replaced 2025. Nestled in the heart of Sherman, you are just minutes from the vibrant downtown district with quick, easy access to Hwy 75. Substantial price reduction makes it easy to love with lots of room for your dream fence. Don’t miss out on this move-in-ready gem that perfectly combines comfort & style.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

2/10
5/10
Piner Middle SchoolGrades 6-80.9 mi
5/10
Sherman High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 10 x 10

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 9 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 10 x 7

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,056 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen
  • Level: First
  • Dimensions: 12 x 10

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 15 x 14

Master Bathroom

  • Features: Built-in Features,Granite Counters
  • Level: First
  • Dimensions: 7 x 4

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: First
  • Dimensions: 11 x 10

Other

  • Features: Granite Counters
  • Level: First
  • Dimensions: 7 x 4

Property

Details

  • Parcel number: 163898
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Storage
  • Fencing: Wood

Lot

  • Lot size: 10,497 sqft
  • Features: Back Yard,Interior Lot,Lawn,Subdivision,Few Trees
  • Lot size dimensions: 75 x 140

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$213$2,556
Property Taxes $354$4,248
Electricity $238$2,859
Total$1,816$21,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,262/yr
40% on housing$54,480/yr
45% on housing$48,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 75090$123
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75090$157
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Price change$200,000
2025-12-20Listed for sale$215,000
2025-10-22Listing removed$1,450
2025-10-09Price change$1,450
2025-09-26Price change$1,475
2025-09-03Price change$1,500
2025-07-31Price change$1,525
2025-07-18Price change$1,575
2025-06-30Listed for rent$1,600
2023-04-19Sold--
2023-03-21Contingent$210,000
2023-03-04Listed for sale$210,000
2022-07-05Listing removed--
2022-06-27Listed for rent$1,500
2020-08-29Listing removed$1,100
2020-08-26Listed for rent$1,100
2008-10-02Sold--

For Sale by Agent

AgentBarbara Macleod
BrokerageParagon, REALTORS

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