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814 S Maxey St, Sherman, TX, 75090

1beds
1baths
821sqft
$174,000
$212price/sqft
$1,630/moest. monthly cost
$65,200/yrincome needed

About This Home

This adorable, well-cared-for one-bedroom home blends character with modern convenience. Recent major upgrades include new mini split heating and cooling units, a new electrical panel, all new plumbing piping, and fencing. Giving you peace of mind and low maintenance living. Inside you'll find a bright, neat kitchen with a gas stove and custom cabinetry, plus tasteful finishes throughout. Security is covered with both interior security systems, along with exterior camera system. Perfect for first-time buyers, downsizers, or investors seeking a turn-key property. Cute, clean, and thoughtfully updated.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
4/10
Sherman MiddleGrades 6-81.2 mi
5/10
Sherman High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11 x 16

Features

  • Smart Home,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Electric,Living Room
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 821 sqft

Living Room

  • Level: First
  • Dimensions: 13 x 12

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 16

Other

  • Level: First
  • Dimensions: 7 x 7

Property

Details

  • Parcel number: 163960

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,497 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $879$10,548
Home Insurance *$185$2,220
Property Taxes $328$3,936
Electricity $238$2,859
Total$1,630$19,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,885/yr
40% on housing$48,900/yr
45% on housing$43,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 75090$123
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75090$157
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$174,000
2026-07-22Price change$164,000
2026-06-13Listed for sale$180,000

For Sale by Agent

AgentVeronica Garcia
BrokerageEasy Life Realty

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