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813 S Andrews St, Sherman, TX, 75090

3beds
2baths
1,983sqft
$279,700
$141price/sqft
$2,482/moest. monthly cost
$99,280/yrincome needed

About This Home

This versatile home is ready for its next chapter. From the moment you arrive, the covered front porch welcomes you. The perfect place to read, chat with a friend or enjoy a cup of tea. Inside, the layout offers flexibility to fit your lifestyle. There is hardwood flooring in the living area and the master bedroom. The kitchen has stainless steel appliances, a Viking stove and granite countertops. The dedicated office space just off the second bedroom offers a peaceful place to work and create. An extra-large bathtub sits in one of the bathrooms. The oversized third bedroom, complete with pocket doors can become a second living area, a game room or something else that fits your needs. Out back, you will find mature pecan trees which offer excellent shade and the fenced yard is ready for pets and kids. Enjoy gatherings with friends and family under the covered patio along with a firepit area on the flagstone. New gutters were installed in 2025. House is located 10 minutes from downtown Sherman and 10 minutes from TI and Global Wafers. All information deemed reliable but not guaranteed and should be independently verified.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
4/10
Sherman MiddleGrades 6-80.8 mi
5/10
Sherman High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 10

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 22 x 17

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 16 x 12

Features

  • Granite Counters,High Speed Internet,Cable TV
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank,Other

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,983 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Granite Counters,Pantry
  • Level: First
  • Dimensions: 14 x 12

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 12

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 10

Utility Room

  • Features: Built-in Features,Utility Room
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 164932

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Covered
  • Fencing: Chain Link

Lot

  • Lot size: 9,583 sqft
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,414$16,968
Home Insurance *$298$3,576
Property Taxes $532$6,384
Electricity $238$2,859
Total$2,482$29,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,097/yr
40% on housing$74,460/yr
45% on housing$66,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 75090$122
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75090$157
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$279,900

For Sale by Agent

AgentSimone Belmonte
BrokerageRE/MAX Signature Properties

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