See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3 Lagoon Court, San Rafael, CA, 94903

4beds
3baths
2,578sqft
$1,450,000
$562price/sqft
$9,969/moest. monthly cost
$398,760/yrincome needed

About This Home

Incredible price for this pristine waterfront 4BR/2.5BA home! Nestled in a serene setting with stunning water views. Features include vaulted ceilings, wood floors, and a remodeled kitchen with granite countertops, including new stainless appliances with viking stove. The large primary suite offers a walk-in closet and tranquil waterfront views, while three additional bedrooms are all located on the top floor. The expansive family room opens to an inviting waterfront patio, perfect for entertaining on balmy summer evenings, plus a level yard ideal for a playground or garden. This well-maintained home has already had the major updates completed, including newly installed Hardie siding, windows, roof, A/C, and furnace. Located in the highly coveted Marin Lagoon neighborhood, the community feels like a year-round resort with meandering walking paths, a clubhouse, pool, and playgrounds, all conveniently close to shopping and restaurants. Enjoy biking along the Bay Trail, take the train to the wine country, or an easy commute to the city. Perfect for downsizers, families, or busy professionals, Marin Lagoon offers ongoing social gatherings at the clubhouse throughout the year.Escape the fog and find your place in the sun!

Getting Around

30
WalkingCar-Dependent
35
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

9/10
Terra Linda High SchoolGrades 9-121.5 mi
6/10
San Rafael High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Basement: None

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,578
  • Total interior livable area: 2,578 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Kitchen/Family Combo
  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 18044243
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Spa features: In Ground
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 5,052 sqft
  • Features: Auto Sprinkler F&R,Cul-De-Sac,Landscaped,Landscape Front,Low Maintenance

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Earthquake
Landslide

FEMA Declared Disasters in Marin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$250$3,000
Property Taxes $1,836$22,032
Electricity $552$6,633
Total$9,969$119,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,794/yr
40% on housing$299,070/yr
45% on housing$265,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$562This listing

vs Other Active Listings

Avg $/sqft

ZIP 94903$456
Marin County$774

vs Homes Sold Last Month

Median $/sqft

ZIP 94903$760
Marin County$805

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listing removed$6,250
2026-08-01Listed for rent$6,250
2026-07-17Price change$1,450,000
2026-06-12Listed for sale$1,499,000
2024-03-06Listing removed--
2024-02-14Price change$5,600
2024-02-13Listed for rent$5,750
2020-09-18Listing removed$5,250
2020-08-05Listed for rent$5,250
2008-08-29Sold$855,000
2005-10-19Sold$1,020,000
1996-06-04Sold$391,000

For Sale by Agent

AgentCarla E Giustino
BrokerageColdwell Banker Realty

Similar Homes