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203 E Umphress St, Van Alstyne, TX, 75495

5beds
3baths
3,043sqft
$650,000
$214price/sqft
$5,033/moest. monthly cost
$201,320/yrincome needed

About This Home

Price Improvement! Don't miss this opportunity—now offered at a newly reduced price. Nestled in Van Alstyne’s coveted Historical District and rich with character, this one-of-a-kind home offers the perfect blend of timeless charm and modern versatility. Just steps from historic downtown, boutique shopping, local dining, and the beloved Railcar Farmers Market, the location is truly unmatched. Situated on a beautifully landscaped oversized lot with mature trees, this property invites you to enjoy outdoor living with a welcoming covered back porch, expansive backyard, and a wood deck that wraps around the rear of the home—perfect for entertaining or relaxing evenings at home. Inside, you’ll find vaulted ceilings, warm wood flooring, stainless steel appliances, and spacious living areas designed for both everyday comfort and gathering with guests. A rare and valuable bonus, the detached two-car garage offers incredible flexibility with a private office on the ground level, while the upstairs features a charming one-bedroom apartment complete with a full bath and kitchenette—ideal for guests, multigenerational living, a private workspace, or potential income-producing opportunities. An attached two-car carport adds even more convenience. This historic Van Alstyne treasure is full of character, possibilities, and an unbeatable location.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
9/10
Van Alstyne High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Early American,Prairie,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Gas Water Heater,Range,Some Commercial Grade,Trash Compactor,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup

Bedroom

  • Level: First
  • Dimensions: 17 x 16

Bedroom

  • Level: Second
  • Dimensions: 9 x 18

Bedroom

  • Level: First
  • Dimensions: 15 x 17

Bedroom

  • Level: Second
  • Dimensions: 13 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First
  • Dimensions: 19 x 9

Dining Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 11 x 17

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet,Cable TV,Vaulted Ceiling(s),Wired for Sound
  • Window features: Skylight(s),Window Coverings
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Game Room

  • Features: Built-in Features
  • Level: Second
  • Dimensions: 20 x 20

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,043 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Stone Counters
  • Level: First
  • Dimensions: 19 x 15

Living Room

  • Level: First
  • Dimensions: 25 x 25

Living Room

  • Level: First
  • Dimensions: 17 x 13

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 17

Other

  • Features: Built-in Features,Dual Sinks,Multiple Shower Heads
  • Level: First
  • Dimensions: 0 x 0

Other

  • Features: Double Vanity,Jetted Tub,Linen Closet
  • Level: Second
  • Dimensions: 0 x 0

Other

  • Features: Built-in Features,Dual Sinks,Garden Tub/Roman Tub,Linen Closet
  • Level: First
  • Dimensions: 0 x 0

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 9 x 3

Property

Details

  • Parcel number: 168778
  • Exclusions: Swing Set

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Rain Gutters,Storage
  • Fencing: Pipe

Lot

  • Lot size: 0.66 Acres
  • Features: Back Yard,Lawn,Landscaped,Few Trees

Parking

  • Total spaces: 4
  • Parking features: Covered,Garage,Garage Door Opener,Oversized,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$354$4,248
Property Taxes $1,059$12,708
Electricity $334$4,009
Total$5,033$60,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,560/yr
40% on housing$150,990/yr
45% on housing$134,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 75495$208
Grayson County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 75495$180
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$650,000
2026-07-08Price change$750,000
2026-05-27Listed for sale$785,000

For Sale by Agent

AgentJames Benton
BrokerageBenton-Luttrell Real Estate Co

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