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214 Center St, Whitesboro, TX, 76273

3beds
2baths
2,025sqft
$340,000
$168price/sqft
$2,728/moest. monthly cost
$109,120/yrincome needed

About This Home

Bright, modern, and irresistibly cute — this renovated open-concept home sits in the heart of Whitesboro, just a short stroll from the annual Peanut Festival. Sun-drenched living spaces flow seamlessly into a sleek, contemporary kitchen with clean lines and stylish finishes — perfect for casual family mornings and lively entertaining. Three cozy bedrooms and two pristine full bathrooms deliver comfort and convenience, while thoughtful updates throughout give the home a fresh, move-in-ready vibe. Set on an oversized .6-acre in-town lot, the property offers abundant outdoor space for kids to play, animals to roam, gardening, and big backyard gatherings. Walk to downtown restaurants, charming boutiques, and favorite thrift stores for everyday convenience and weekend fun. Small-town charm, modern conveniences, and festival footsteps away — don’t miss this delightful gem.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
5/10
Whitesboro Middle SchoolGrades 6-80.8 mi
5/10
Whitesboro High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Chandelier,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Starter,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,025 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Kitchen Island
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 169487
  • Attached to another structure: Yes
  • Exclusions: Cattle Panels in backyard.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.67 Acres
  • Features: Interior Lot,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Tornado
Hail
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$303$3,636
Property Taxes $468$5,616
Electricity $238$2,859
Total$2,728$32,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,531/yr
40% on housing$81,840/yr
45% on housing$72,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 76273$479
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 76273$193
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Price change$350,000
2026-03-06Listed for sale$360,000
2024-07-03Sold--
2024-06-08Pending sale$330,000
2024-06-01Contingent$330,000
2024-05-22Listed for sale$330,000
2024-05-18Contingent$330,000
2024-05-08Listed for sale$330,000

For Sale by Agent

AgentKristin Pilcher
BrokeragePost Oak Realty-W'Boro

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