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401 W Maple St, Whitewright, TX, 75491

3beds
3baths
3,052sqft
$180,000
$59price/sqft
$1,492/moest. monthly cost
$59,680/yrincome needed

About This Home

Calling all DIYers, or House Hack hunters! This charming historic gem offers over 3000sqft on almost a quarter acre in the heart of Whitewright! Built in 1900, 3 bedrooms, 3 full bathrooms, and an additional study! This home is overflowing with character and brimming with potential. The covered porch adds charm and accessibility. As you walk into the living room, you will soak in all the warmth and history, including the antique wood features, wood flooring, and trim. The primary suite and study are conveniently located downstairs with the secondary bedrooms, bonus room, and a flex space on the second story. The kitchen features counterspace and cabinet storage galore. Both dining areas are oversized, and the laundry room! The deck is partially covered perfect for outdoor entertaining looking over the large fenced-in backyard. Drink in the natural peace of the trees or create a garden. The oversized detached two-car garage offers additional storage or a workspace. This home is being sold as-is, making it a rare opportunity for anyone looking to restore or reimagine a piece of history. Bring your dreams, Plans and make this home your before and after!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10
Whitewright High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 16 x 15

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Loft,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Hardwood,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,052 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 12

Master Bedroom

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 15 x 15

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 171039

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 10,628 sqft
  • Features: Back Yard,Lawn

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$180$2,160
Property Taxes $67$804
Electricity $335$4,021
Total$1,492$17,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,154/yr
40% on housing$44,760/yr
45% on housing$39,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 75491$172
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75491$174
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$199,900
2026-03-05Listed for sale$200,000
2026-01-05Listing removed$210,000
2025-10-27Price change$210,000
2025-09-24Price change$225,000
2025-07-21Price change$240,000
2025-07-07Listed for sale$250,000

For Sale by Agent

AgentPaige Hamilton
BrokerageCrew Real Estate LLC

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