399 Hoffman Ave, Monterey, CA, 93940
About This Home
Just blocks from Monterey Bay, 399 Hoffman Avenue offers the opportunity to own a classic New Monterey cottage in one of the Peninsula's most sought-after neighborhoods. Enjoy easy access to the Recreation Trail, Cannery Row, the Monterey Bay Aquarium, beaches, waterfront dining, boutique shopping, and all the attractions that define Monterey's coastal lifestyle. Filled with natural light, this charming 2-bedroom, 1-bath home features bamboo flooring, a dedicated laundry room, and a newer forced-air furnace. The versatile lower level includes a half bath and multiple bonus rooms ideal for a home office, fitness room, art studio, guest space, workshop, or additional storage. An attached single-car garage adds everyday convenience. Rich in character and ready for its next chapter, this home offers the opportunity to update and personalize while building equity in an exceptional location. Whether you're looking for a primary residence, weekend retreat, or long-term investment, 399 Hoffman Avenue combines charm, flexibility, and an unbeatable New Monterey location.
Getting Around
Walker's Paradise
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: BreakfastBar, DiningArea
Family Room
- Features: Other
Heating & Cooling
- Heating features: Central Forced Air Gas
- Cooling features: None
Interior Area
- Total structure area: 792
- Total interior livable area: 792 sqft
Property
Details
- Parcel number: 001065021000
- Zoning: Res
- Special condition: Standard
Features
- Stories: 1
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
Lot
- Lot size: 3,000 sqft
Parking
- Total spaces: 1
- Parking features: Detached,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Coastal Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Monterey County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,796 | $57,552 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $930 | $11,160 |
| Electricity | $398 | $4,786 |
| Total | $6,290 | $75,480 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $948,500 |
| 2026-06-30 | Listed for sale | $975,000 |
| 1994-11-01 | Sold | $85,000 |
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