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1122 Harrison St, Monterey, CA, 93940

2beds
2baths
1,532sqft
$1,349,000
$881price/sqft
$8,807/moest. monthly cost
$352,280/yrincome needed

About This Home

Every historic home has a story...Behind the doors of 1122 Harrison Street is one that has become part of Monterey's history.Welcome to the Ruth S. Rodefer House, a Monterey Colonial in the heart of Old Monterey. Protected under the Mills Act, this architectural treasure offers qualifying owners substantial property tax savings while preserving one of Monterey's historic landmarks.Designed in 1929 by noted architect Albert B. Coats, the home was inspired by Monterey's iconic Old Custom House, making it one of Old Monterey's finest examples of Monterey Colonial architecture.The full-width open balcony offers ocean views beyond the historic rooftops of Old Monterey. California redwood framing, hand-hewn beams, original stained-glass windows, and an acid-washed front door showcase timeless craftsmanship. The lumber was supplied by the legendary M.J. Murphy Lumber Company.Built for Ruth S. Rodefer and her husband, bookkeeper of the Sea Pride Packing Company, the first Japanese American-owned sardine cannery on Cannery Row, the home reflects an important chapter in Monterey's cultural and maritime history.As a unique bonus, a 1999 Porsche Boxster is included with the sale.The Ruth S. Rodefer House is a rare opportunity to own one of Old Monterey's architectural treasures.

Getting Around

36
WalkingCar-Dependent
33
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

6/10
Monte VistaGrades K-80.7 mi
8/10
Monterey High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Electric Oven,Electric Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Tub/Sink,In Utility Room

Bathroom

  • Features: ShoweroverTub1, StallShower, Tile, FullonGroundFloor

Bedroom

  • Features: WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Open Beam Ceiling,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Gas,Living Room

Heating & Cooling

  • Heating features: Baseboard,Electric,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 1,532
  • Total interior livable area: 1,532 sqft

Kitchen

  • Features: Countertop_Tile, Pantry

Property

Details

  • Parcel number: 001253018000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Fenced,Gazebo,Courtyard
  • Fencing: Wood
  • Has view: Yes
  • View description: City Lights,Ocean,Water
  • Has water view: Yes
  • Water view: Ocean,Water

Lot

  • Lot size: 5,840 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,821$81,852
Home Insurance *$237$2,844
Property Taxes $1,351$16,212
Electricity $398$4,786
Total$8,807$105,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,954/yr
40% on housing$264,210/yr
45% on housing$234,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$881This listing

vs Other Active Listings

Avg $/sqft

ZIP 93940$633
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93940$681
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$1,349,000
2026-08-03Listed for sale$1,349,000
2026-08-01Contingent$1,349,000
2026-07-20Listed for sale$1,349,000
2013-06-27Sold$575,000
2013-04-17Price change$595,000
2013-02-17Price change$645,000
2012-12-07Price change$695,000
2012-08-09Listed for sale$749,000

For Sale by Agent

AgentPeter Boggs
BrokerageColdwell Banker Realty

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