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425 Via Del Rey, Monterey, CA, 93940

3beds
4baths
2,413sqft
$1,648,998
$683price/sqft
$10,747/moest. monthly cost
$429,880/yrincome needed

About This Home

Fully equipped with an interior In-Law unit! This home offers gorgeous views of the bay, is tucked away at the end of a quiet cul-de-sac, and borders a greenbelt. Thoughtfully designed across two levels, the home captures scenic bay views while maintaining a rare sense of tranquility in a park-like setting. Three generously sized bedrooms including the interior in-law unit, and 3.5 baths, the home is filled with natural light and a flexible floor plan well-suited for comfort, easy entertaining, and generational living. The in-law unit adds exceptional versatility, ideal for extended family, guests, or potential rental income. A newer roof provides added peace of mind while a spacious basement provides ample space for storage or your favorite hobby. The attached two-car garage offers everyday convenience along with additional storage. Minutes from Carmel, Pebble Beach, world-class golf, outdoor recreation, shopping, and restaurants. Make this your destination!

Getting Around

34
WalkingCar-Dependent
32
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

6/10
Monte VistaGrades K-80.5 mi
8/10
Monterey High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Range Hood,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Features: DoubleSinks, StallShower2plus, Tile, TubinPrimaryBedroom, TubwJets, OversizedTub

Bedroom

  • Features: PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom, EatinKitchen

Family Room

  • Features: NoFamilyRoom

Features

  • Door features: None
  • Flooring: Hardwood,Laminate,Stone,Tile,Unfinished
  • Number of fireplaces: 2
  • Fireplace features: Gas Starter,Living Room,Primary Bedroom,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 2,413
  • Total interior livable area: 2,413 sqft

Kitchen

  • Features: _220VoltOutlet, ExhaustFan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 001272030000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio,Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: Bay,City Lights,Forest/Woods,Greenbelt
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 0.44 Acres
  • Features: Sloped Up

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,338$100,056
Home Insurance *$290$3,480
Property Taxes $1,602$19,224
Electricity $517$6,209
Total$10,747$128,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$368,468/yr
40% on housing$322,410/yr
45% on housing$286,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$683This listing

vs Other Active Listings

Avg $/sqft

ZIP 93940$634
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93940$681
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,799,000
2012-04-26Sold$725,000
2012-01-12Price change$769,000
2011-08-02Listed for sale$799,000

For Sale by Agent

AgentTenley Baxter
BrokerageSotheby’s International Realty

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