51 Cielo Vista Dr, Monterey, CA, 93940
About This Home
Coastal panorama meets mid-century charm with endless potential! Perched high above the coastline, this light-filled 2-bed, 2-bath retreat blends dramatic ocean views with forest warmth. Floor-to-ceiling windows frame unobstructed panoramas across Monterey Bay to Santa Cruz through mature pines. Vaulted wood-beam ceilings flood the open layout with natural light, anchored by a massive brick fireplace. A wall of glass opens to a long deck accessed from the living room and a bedroom, allowing you to live and sleep above the bay. Tucked off the primary bedroom, a flexible bonus studio offers the ideal layout for a home office, art space, or nursery. Outside, the wooden deck provides covered and open-air zones to enjoy sweeping coastline, town, and mountain views below. Practical assets include a large 1-car garage plus off-street parking for 3 cars. Situated on a large, sloped lot with ample room for substantial additions, the property also features areas of 9-10 foot tall crawl space a prime candidate for conversion into a lower-level ADU or extra living space.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Combination
- Roof: TarGravel
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningAreainLivingRoom
Family Room
- Features: NoFamilyRoom
Features
- Number of fireplaces: 1
- Fireplace features: Insert,Wood Burning Stove
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: None
Interior Area
- Total structure area: 1,279
- Total interior livable area: 1,279 sqft
Property
Details
- Parcel number: 001911020000
- Zoning: R-1
- Special condition: Standard
Features
- Stories: 1
- Pool features: None
- Has view: Yes
- View description: Bay,City Lights,Garden/Greenbelt,Marina,Ocean,Ridge
- Has water view: Yes
- Water view: Bay,Marina,Ocean
Lot
- Lot size: 0.46 Acres
- Features: Sloped Down,Ground Floor
Parking
- Total spaces: 1
- Parking features: Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Monterey County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $1,430 | $17,160 |
| Electricity | $398 | $4,786 |
| Total | $8,368 | $100,416 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Price change | $1,195,000 |
| 2026-07-31 | Price change | $1,250,000 |
| 2026-07-16 | Listed for sale | $1,350,000 |
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