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1210 Golden Oaks Ln, Monterey, CA, 93940

2beds
2baths
900sqft
$675,000
$750price/sqft
$4,593/moest. monthly cost
$183,720/yrincome needed

About This Home

This immaculate, attention to detail updated light-filled 2-bedroom, 2-bathroom second-story unit offers serene treetop and central courtyard views, facing the inviting heated pool. Step onto your private balcony and into a beautifully updated space featuring a fully remodeled open kitchen with custom white Thomasville cabinetry, Kohler fixtures, Carrara countertops, white Venetian glass tile backsplash, and brand-new stainless steel appliances. The living room showcases newly installed natural oakwood flooring with eco-cork underlayment for sound reduction, complemented by refinished hardwood floors throughout and new baseboards in the living and dining areas. Both bedrooms feature brand-new, natural wool Berber carpeting from New Zealand, offering comfort and sustainability. The master suite includes a walk-in closet and an updated ensuite bathroom with dual sinks. Every room, including closets, has been professionally painted in a warm neutral with crisp Swiss Coffee trim and crown molding for a timeless finish. Enjoy the easy lifestyle with access to beautifully landscaped common areas, a heated pool, BBQ area, clubhouse, laundry facility, and a private parking garage. Just minutes from vibrant downtown, Fisherman's Wharf, and scenic coastal walking and biking trails.

Getting Around

58
WalkingSomewhat Walkable
28
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

6/10
Monte VistaGrades K-80.3 mi
8/10
Monterey High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Refrigerator
  • Laundry features: Coin Operated,Community Facility

Bathroom

  • Features: DoubleSinks, Granite, PrimaryStallShowers, ShoweroverTub1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room

Heating & Cooling

  • Heating features: Baseboard,Central Forced Air Gas,Fireplace(s)
  • Cooling features: Other

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Features: Countertop_Marble

Property

Details

  • Parcel number: 001942014000
  • Zoning: 2G
  • Special condition: Standard

Features

  • Pool features: In Ground
  • Patio & porch: Balcony/Patio
  • Exterior features: Barbecue

Lot

  • Lot size: 981 sqft

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$118$1,416
Property Taxes $664$7,968
Electricity $398$4,786
Total$4,593$55,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,474/yr
40% on housing$137,790/yr
45% on housing$122,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$750This listing

vs Other Active Listings

Avg $/sqft

ZIP 93940$638
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93940$681
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$699,000
2026-03-12Price change$732,000
2026-01-13Listed for sale$755,000
2020-10-08Sold$465,000
2020-09-05Pending sale$495,000
2020-08-10Listed for sale$495,000
2008-04-30Sold$355,000
1995-05-19Sold$162,500
1994-03-02Sold$163,000

For Sale by Agent

AgentDaniel Cardenas
BrokerageColdwell Banker Realty

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