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3210 Golden Oaks Ln, Monterey, CA, 93940

1beds
1baths
656sqft
$499,000
$761price/sqft
$3,497/moest. monthly cost
$139,880/yrincome needed

About This Home

Calling all first-time buyers, investors or someone simply looking for a weekend getaway home! This is an exceptional opportunity for a turnkey property which is being offered fully furnished. Furniture, dishes, towels, and virtually everything you see is included, making it easy to move in or begin generating rental income right away. Situated on the second level with a direct view straight ahead to the Monterey Bay and the mountain range to the right. This thoughtfully updated 1-bedroom, 1-bath condominium boasts new laminate flooring, new kitchen and bathroom countertops and freshly painted interior. The living room features a cozy fireplace, while the spacious bedroom offers two closets, and the bathroom includes dual sinks and ample storage. In addition, there is a storage area inside the unit. Step outside to your private balcony and take in the beautiful scenery. Community amenities include a pool, clubhouse, covered parking, and community laundry facilities. This inviting home offers comfortable living in a convenient location to all Monterey amenities and close to highway access. Don't miss this opportunity to own a well-appointed condominium with desirable views and outstanding value. SORRY NO SHOWINGS 8/12 - 8/16

Getting Around

57
WalkingSomewhat Walkable
28
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

6/10
Monte VistaGrades K-80.6 mi
8/10
Monterey High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 656
  • Total interior livable area: 656 sqft

Property

Details

  • Parcel number: 001944022000
  • Zoning: R3
  • Special condition: Standard

Features

  • Pool features: Heated
  • Spa features: Other

Lot

  • Lot size: 708 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$87$1,044
Property Taxes $489$5,868
Electricity $398$4,786
Total$3,497$41,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,897/yr
40% on housing$104,910/yr
45% on housing$93,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$761This listing

vs Other Active Listings

Avg $/sqft

ZIP 93940$640
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93940$681
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$499,000
2000-01-14Sold$165,000

For Sale by Agent

AgentShellie Davis
BrokerageeXp Realty of California Inc

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