See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

224 W San Luis St, Salinas, CA, 93901

1beds
1baths
645sqft
$475,000
$736price/sqft
$3,376/moest. monthly cost
$135,040/yrincome needed

About This Home

Thought you could only afford a condo and worried about HOA fees? Take a look at this cute 1BD South Salinas home. With it's cozy living space and your updated decorating ideas this home could be your personal sanctuary. Lots of originality, but some updates including windows. Hardwood floors throughout with parquet flooring in the kitchen. Sunny backyard is ready for the greenthumb or BBQ'er.

Getting Around

89
WalkingVery Walkable
49
TransitSome Transit
68
BikeBikeable

Schools

6/10
5/10
Washington Middle SchoolGrades 7-80.3 mi
7/10
Salinas High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier,Crawl Space
  • Roof: TarGravel

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Other

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 645
  • Total interior livable area: 645 sqft

Property

Details

  • Parcel number: 002328018000
  • Zoning: R-L-5.5
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 3,100 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$88$1,056
Property Taxes $489$5,868
Electricity $398$4,786
Total$3,376$40,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,748/yr
40% on housing$101,280/yr
45% on housing$90,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$736This listing

vs Other Active Listings

Avg $/sqft

ZIP 93901$384
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93901$492
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Contingent$475,000
2026-07-29Listed for sale$475,000
2021-03-02Listing removed--
2015-04-04Listing removed$239,000
2015-03-31Listed for sale$239,000
1995-10-13Sold$100,000

For Sale by Agent

AgentJon Moore
BrokerageGloria Moore, Realtors

Similar Homes