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49 Desert Dr, Townsend, MT, 59644

2beds
2baths
1,900sqft
$490,000
$258price/sqft
$2,907/moest. monthly cost
$116,280/yrincome needed

About This Home

Welcome to this beautifully maintained ranch-style home in the sought-after Indian Creek Estates subdivision. Built in 2010, this move-in-ready property offers approximately 1,900 square feet of thoughtfully designed main-level living with an open-concept floor plan that creates a bright, inviting atmosphere filled with natural light. The home features two spacious bedrooms, two bathrooms, an office nook, open kitchen and living room, providing both comfort and functionality. The additional studio space offers endless possibilities for a home office , art studio, workshop, fitness room, or guest overflow. The detached garage is perfect for storing all of your toys and vehicles. The loft above the garage provides additional flex space. Situated on a picturesque one-acre lot, there's plenty of room to enjoy outdoor living, gardening, entertaining, or simply taking in the views of the mountains and lake. Combining modern convenience with versatile spaces and a desirable location, this property is an exceptional opportunity to enjoy the best of country-style living with neighborhood appeal. Don't miss your chance to make this beautiful home your own—schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Cecelia Hazelton SchoolGrades PK-62.4 mi
5/10
Townsend 7-8Grades 7-82.4 mi
6/10
Broadwater High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 43159023403020000
  • Special condition: Standard

Features

  • Exterior features: Propane Tank - Owned

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Landslide
Wildfire
Avalanche
Earthquake
Hail
Strong Wind

FEMA Declared Disasters in Broadwater County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance $127$1,524
Property Taxes $152$1,824
Electricity $151$1,812
Total$2,907$34,884

Income You'd Need if You Spent...

35% on housing$99,668/yr
40% on housing$87,210/yr
45% on housing$77,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 59644$267
Broadwater County$840

vs Homes Sold Last Month

Median $/sqft

ZIP 59644
Broadwater County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$490,000
2023-05-16Sold--
2023-04-22Pending sale$449,000
2023-04-20Listed for sale$449,000
2023-04-14Listing removed--
2023-03-10Price change$499,000
2023-02-10Listed for sale$549,000

For Sale by Agent

AgentAmber Giulio
BrokerageAmber Lynn Realty, LLC

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