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27 Sautter Ln, Townsend, MT, 59644

5beds
4baths
4,274sqft
$775,000
$181price/sqft
$4,811/moest. monthly cost
$192,440/yrincome needed

About This Home

Montana lifestyle meets space and recreation in this expansive home near Canyon Ferry Lake with mountain views, golf course access, and a 36' x 40' shop for boats, RVs, and outdoor toys. Located in Townsend between Helena and Bozeman, this home offers over 4,200 sq ft with 5 bedrooms, 3.5 baths, and three living areas ideal for a theater room, workout space, hobby area, or office. Much of the home features newer carpet throughout. The master suite features a walk-in shower, double sinks, and a large closet. The kitchen includes a walk-in pantry and nearly all brand-new appliances. Step outside to enjoy a landscaped, park-like yard with underground sprinklers, a peaceful fishpond, and patio space for relaxing or entertaining. A small backyard garage door provides golf cart access to Old Baldy Golf Course. Take in views of the Baldy Mountain Range and enjoy boating, fishing, and recreation at Canyon Ferry Lake just minutes away. Showings start Wednesday, 3/18/26.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Cecelia Hazelton SchoolGrades PK-61.9 mi
5/10
Townsend 7-8Grades 7-81.9 mi
6/10
Broadwater High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Wet Bar
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,672

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,274 sqft

Property

Details

  • Parcel number: 43159128205060000
  • Special condition: Standard
  • Exclusions: Hot Tub,Toney bar sign & Montana metal sign on shed

Features

  • Stories: 1
  • Exterior features: Propane Tank - Owned
  • Has view: Yes
  • View description: Mountain(s),Residential
  • Topography of land: Level

Lot

  • Lot size: 1.57 Acres
  • Features: Sprinklers In Ground,Level

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Landslide
Wildfire
Avalanche
Earthquake
Hail
Strong Wind

FEMA Declared Disasters in Broadwater County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance $202$2,424
Property Taxes $398$4,776
Electricity $293$3,521
Total$4,811$57,732

Income You'd Need if You Spent...

35% on housing$164,948/yr
40% on housing$144,330/yr
45% on housing$128,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 59644$272
Broadwater County$842

vs Homes Sold Last Month

Median $/sqft

ZIP 59644
Broadwater County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$789,000
2026-03-13Listed for sale$799,900

For Sale by Agent

AgentTracey Olsen
BrokerageImpact Real Estate Montana

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