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26346 River Park Pl, Carmel, CA, 93923

3beds
2baths
1,875sqft
$2,995,000
$1,597price/sqft
$19,085/moest. monthly cost
$763,400/yrincome needed

About This Home

Tucked away at the end of a quiet cul-de-sac, this charming single-level Carmel cottage offers an exceptional opportunity in one of Carmel's most desirable locations. Set on an oversized 6,000 sq. ft. lot, the nearly 1,900 sq. ft. home is larger than many Carmel cottages and enjoys a rare sense of privacy and tranquility. High vaulted ceilings and numerous skylights fill the interior with natural light, while multiple windows frame serene views toward Fish Ranch and surrounding hills. The spacious living areas open to an oversized deck, creating an ideal setting for indoor-outdoor living and entertaining. Just moments from the Bird Sanctuary, Carmel River Beach, Carmel Beach, and Mission Ranch, the home offers an exceptional walkable lifestyle where nature and village charm are always close at hand. Freshly painted and impeccably maintained, the residence is comfortable to enjoy today while presenting an extraordinary canvas for thoughtful updates and personalization. With its solid construction, timeless cottage character, and exceptional setting, this is a rare opportunity to create something truly special in the heart of Carmel.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
7/10
Carmel Middle SchoolGrades 6-81.7 mi
10/10
Carmel High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab,Crawl Space,Concrete Perimeter and Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Custom,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Electric Oven,Refrigerator,Washer/Dryer
  • Laundry features: Inside,In Utility Room

Bathroom

  • Features: ShoweroverTub1, Skylight, SolidSurface, Tile, FullonGroundFloor, PrimaryOversizedTub, HalfonGroundFloor

Bedroom

  • Features: WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea, DiningFamilyCombo, Skylights

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings,One Or More Skylights,Vaulted Ceiling(s),Open Beam Ceiling,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,875
  • Total interior livable area: 1,875 sqft

Kitchen

  • Features: Countertop_Synthetic

Property

Details

  • Parcel number: 009502004000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Fenced,Courtyard,Drought Tolerant Plants
  • Fencing: Back Yard,Front Yard,Gate,Partial,Wood
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 6,000 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$569$6,828
Property Taxes $2,970$35,640
Electricity $402$4,824
Total$19,085$229,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$654,342/yr
40% on housing$572,550/yr
45% on housing$508,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,597This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,175
Monterey County$767

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$2,995,000

For Sale by Agent

AgentLisa Talley Dean
BrokerageCarmel Realty Company

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