53 Whisper Ln, De Borgia, MT, 59830
About This Home
Don't miss out!! This efficiently designed 1,280-square-foot home offers a covered front porch, side deck, and a functional main-level layout with one bedroom, one full bathroom, laundry, kitchen, dining area, living room, and a designated entry. The basement has been thoughtfully remodeled with an open floor plan and offers excellent potential for conversion into two additional bedrooms and possibly another bathroom. Enjoy privacy, versatility, and year-round recreation on 1.5 level acres with an ideal balance of sun and shade. The property features easy year-round access, a circular driveway, fenced garden area, three additional outbuildings, and an impressive 20' x 40' shop with power—perfect for projects, storage, recreational equipment, or hobbies. There are two 50-amp hook-ups for RV's. Served by a private well and septic system, this low-maintenance property is surrounded by abundant wildlife and located in the heart of endless recreational opportunities, including fishing, hunting, ATV riding, skiing, and snowmobiling right outside your front door. Make it your full-time residence, seasonal getaway, or explore its potential as a VRBO.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Poured
- Roof: Metal
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Level: Basement
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Level: Main
Family Room
- Level: Basement
Features
- Fireplace,Main Level Primary,Open Floorplan
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 640
Heating
- Heating features: Propane,Wood Stove
Interior Area
- Total interior livable area: 1,280 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 54285425101050000
- Zoning: Residential
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Front Porch,Side Porch
- Exterior features: RV Hookup,Propane Tank - Leased
- Topography of land: Level
Lot
- Lot size: 1.50 Acres
- Features: Back Yard,Garden,Level
Parking
- Total spaces: 4
- Parking features: Additional Parking,Circular Driveway
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Wildfire
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Mineral County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance | $152 | $1,824 |
| Property Taxes | $236 | $2,832 |
| Electricity | $151 | $1,812 |
| Total | $2,809 | $33,708 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $449,000 |
| 2021-09-14 | Sold | -- |
| 2021-08-06 | Pending sale | $309,000 |
| 2021-07-01 | Listed for sale | $309,000 |
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