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3314 Gold Creek Rd, Gold Creek, MT, 59733

7beds
5baths
4,384sqft
$1,249,000
$285price/sqft
$8,770/moest. monthly cost
$350,800/yrincome needed

About This Home

Discover a once-in-a-lifetime Montana ideal property overlooking the pastoral Gold Creek Valley. This unique property offers commanding 360-degree views of Western Montana’s finest landscapes across 22+ private acres. A Beautiful home, with separate living space and functional outbuildings and 6000 sqft dream shop! The home has been meticulously updated with incredible custom woodworking throughout an exceptional open floor plan and is heated with a large woof burning boiler and in-floor radiant heat. The great room features a large fireplace and south-facing windows designed to capture spectacular natural light. In the kitchen, find newer appliances and a gorgeous island finished with a maple river epoxy and a secondary sink, complemented by a walk-in butler’s pantry with additional storage. The primary suite is impressively sized, featuring a tiled accessible shower and a large walk-in closet with a conveniently located washer and dryer. The homes unique layout provides two distinct lower-level living areas. One is accessed via blue pine sided stairs and includes four bedrooms with two Jack-and-Jill style full bathrooms. The second is accessed through the attached two-car garage or the walk-out basement, offering a full separate living area complete with a kitchen and large bedroom. Outside, a large east-facing covered deck provides beautiful sunrises and cool evening shade. The property also features a massive 6,000 sq. ft. heated shop with radiant floors and three oversized doors—two at 18 feet and one at 22 feet—to accommodate any equipment or large RVs. With the possibility of adding additional acreage, this Gold Creek treasure has the potential to be a full-scale ranch. Located just one hour from both Missoula and Helena, this is one very special place that no picture or realtor written description can truly capture.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Garrison SchoolGrades PK-66.9 mi
--
Hall SchoolGrades PK-812.2 mi
3/10
Powell County High SchoolGrades 9-1214.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Poured
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wet Bar
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 2,192

Heating

  • Heating features: Radiant Floor

Interior Area

  • Total interior livable area: 4,384 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Grab Bars,Low Cabinetry,Low Threshold Shower,Accessible Approach with Ramp,Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: 28177411302010000
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 23.59 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Wildfire
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters in Powell County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance $1,691$20,292
Property Taxes $463$5,556
Electricity $301$3,612
Total$8,770$105,240

Income You'd Need if You Spent...

35% on housing$300,685/yr
40% on housing$263,100/yr
45% on housing$233,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 12.8%
12.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 59733
Powell County$335

vs Homes Sold Last Month

Median $/sqft

ZIP 59733
Powell County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$1,400,000

For Sale by Agent

AgentStephen Stelling
BrokerageStelling & Associates

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