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13689 Hoover Creek Rd, Helmville, MT, 59843

1beds
2baths
555sqft
$339,500
$612price/sqft
$2,427/moest. monthly cost
$97,080/yrincome needed

About This Home

Well built 2 story cabin on 40 acres with creek frontage. Developed spring and cistern feed the cabin with full bathroom. Septic, Solar, and starlink. Gorgeous views from both the main covered deck and the upper deck. Well built with loft style upper bedroom. Two 20 foot Conex containers will stay along with a 1979 Coachman travel trailer used for guest house, side by side, Two 4 wheelers, 1998 Yamaha and 2006 Yamaha. Stihl chainsaws, log splitter, flatbed trailer, and misc tools and furniture, Starlink, and 3 generators. This is pretty much a turn key off the grid home with everything needed. Solar system charges battery bank system. New invertor and newer on demand hot water heater. Developed spring has a 250 gal. water tank, generator and pump to fill cistern near the house which feeds upstairs tank and is gravity fed to Kitchen and bathroom. No covenants. Unmaintained road for approx. 11 miles. Snowmobile needed in winter months. 11 miles from power.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Garrison SchoolGrades PK-616.1 mi
3/10
Powell County High SchoolGrades 9-1225.5 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Wood Stove

Interior Area

  • Total interior livable area: 555 sqft

Property

Details

  • Parcel number: 28198603401090000
  • Special condition: Standard
  • Other equipment: List Available,Satellite Dish

Features

  • Levels: Two
  • Patio & porch: Rear Porch,Covered,Porch
  • Exterior features: Fire Pit,Storage,Propane Tank - Owned
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: Creek,Waterfront
  • Waterbody name: Chimney creek
  • Topography of land: Rolling,Sloping
  • Horses can be raised: Yes

Lot

  • Lot size: 40 Acres
  • Features: Meadow,Secluded,Spring,Views,Wooded,Wetlands,Rolling Slope

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Wildfire
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters in Powell County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,716$20,592
Home Insurance $459$5,508
Property Taxes $101$1,212
Electricity $151$1,812
Total$2,427$29,124

Income You'd Need if You Spent...

35% on housing$83,211/yr
40% on housing$72,810/yr
45% on housing$64,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 12.8%
12.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$612This listing

vs Other Active Listings

Avg $/sqft

ZIP 59843$181
Powell County$345

vs Homes Sold Last Month

Median $/sqft

ZIP 59843
Powell County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$339,500
2026-06-09Listed for sale$349,500

For Sale by Agent

AgentBobbie McLain-Twite
BrokerageTwite Realty Corp

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