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38 Rocky Trl, Nye, MT, 59061

3beds
2baths
2,072sqft
$549,000
$265price/sqft
$3,212/moest. monthly cost
$128,480/yrincome needed

About This Home

Located in Cathedral Mountain Ranch, a gated community in Nye, Montana, this fully furnished home offers expansive mountain views including a resident Ranch Manager, community lodge, three stocked trout ponds, and established hiking trails. Owners enjoy private access to adjacent National Forest and recently installed fiber optic internet throughout the community. Just minutes away is the Stillwater River, known for fishing, whitewater rafting, and kayaking. Woodbine Falls is down the road, along with trailheads to Sioux Charlie and Mystic Lake, plus extensive ATV access including Picket Pin and Benbow. A well-situated property in a recreation-rich setting with year-round access. Visit cathedralmountainranchowners.com for additional information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Nye SchoolGrades PK-63.8 mi
6/10
Absarokee High SchoolGrades 9-1221.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Skylights
  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 2,072

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,072 sqft

Property

Details

  • Parcel number: 4140024
  • Zoning description: UNZON

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 7,840 sqft
  • Features: Views,Pond on Lot

Parking

  • Parking features: None,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Wildfire
Winter Weather
Hail

FEMA Declared Disasters in Stillwater County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $167$2,004
Property Taxes $118$1,416
Electricity $151$1,812
Total$3,212$38,544

Income You'd Need if You Spent...

35% on housing$110,125/yr
40% on housing$96,360/yr
45% on housing$85,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 59061$5,308
Stillwater County$1,128

vs Homes Sold Last Month

Median $/sqft

ZIP 59061$567
Stillwater County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$589,000
2026-01-28Listed for sale$599,000
2024-12-27Listing removed$425,000
2024-09-16Price change$425,000
2024-07-25Price change$439,900
2024-06-06Price change$459,900
2024-05-24Price change$464,900
2024-05-12Listed for sale$479,900
2022-08-05Sold--
2019-03-25Sold--
2019-01-31Pending sale$235,000
2018-08-16Listed for sale$235,000

For Sale by Agent

AgentHolly Hoagland
BrokeragePinnacle Property of Montana

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