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304 Pine Crest Rd, Columbus, MT, 59019

3beds
3baths
2,948sqft
$665,000
$226price/sqft
$4,251/moest. monthly cost
$170,040/yrincome needed

About This Home

This 3 Bedroom 2.5 bath, 2,900 sq ft. home on 20 acres is tucked within a quiet, wooded subdivision that offers the privacy and natural beauty. Mature trees create a peaceful setting, while mountain views peek through- reminding you daily of what makes this area so special! If you have been searching for a balance of tranquility and quick access to modern conveniences, this is your answer. Inside you will find a well laid out floor plan, making use of every inch of sq. footage. Lower level has a large flex space area to use for TV, reading, exercise, etc. Attached 2 car garage, plus detached shop leave plenty of room. for all of the extras! Private river access is another bonus to the subdivision!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Columbus Middle SchoolGrades 6-87.6 mi
8/10
Columbus High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Walk-Out Access

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,548

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,948 sqft

Laundry

  • Level: Lower

Master Bedroom

  • Features: Balcony,Jetted Tub,Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 1020711
  • Zoning description: Rural Residential 1
  • Horse amenities: Loafing Shed

Features

  • Levels: Two
  • Stories: 2
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 20.69 Acres
  • Features: Secluded,Trees,Views

Parking

  • Total spaces: 4
  • Parking features: Attached,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Stillwater County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance $464$5,568
Property Taxes $223$2,676
Electricity $202$2,429
Total$4,251$51,012

Income You'd Need if You Spent...

35% on housing$145,748/yr
40% on housing$127,530/yr
45% on housing$113,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 59019$229
Stillwater County$1,130

vs Homes Sold Last Month

Median $/sqft

ZIP 59019$275
Stillwater County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$665,000
2026-06-22Listed for sale$670,000
2026-04-14Contingent$670,000
2026-04-07Listed for sale$670,000

For Sale by Agent

AgentAshley Thorson
BrokerageWestern Skies Real Estate

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