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1976 Luzern St, Seaside, CA, 93955

3beds
2baths
2,034sqft
$1,169,000
$575price/sqft
$7,629/moest. monthly cost
$305,160/yrincome needed

About This Home

Serenity in Seaside. Welcome to your peaceful Monterey Peninsula retreat, where coastal living and quiet comfort come together just minutes from the shoreline. Tucked into a tranquil neighborhood, this home offers a sense of calm. The backyard is a sanctuary designed for relaxation and connection with nature. Mature trees provide gentle shade while fragrant gardens bloom throughout the seasons. Fruit trees offer a sense of abundance, garden paths invite slow strolls. The paver patio and charming gazebo create inviting spaces to unwind or entertain. For those who love to grow and nurture, the greenhouse with water allows for year-round gardening. The thoughtfully updated single-level home continues the sense of ease and comfort. Natural light pours in through skylights, creating a bright and airy atmosphere. The expansive living room with its cozy fireplace flows effortlessly into a welcoming family room. Recent upgrades include new insulation for improved efficiency, quartzite countertops, and luxurious walk-in shower. The kitchen features an induction cooktop, double oven, and windows that overlook the expansive yard while offering a glimpse of the ocean. Set on a wide street, this home is part of a quiet upper Seaside neighborhood close to everything the Peninsula has to offer.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
4/10
Seaside Middle SchoolGrades 7-80.8 mi
6/10
Seaside High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Built In Oven,Refrigerator,Water Softener
  • Laundry features: In Garage

Bathroom

  • Features: PrimaryStallShowers, Stone

Bedroom

  • Features: PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastNook, DiningArea, DiningFamilyCombo, Skylights

Family Room

  • Features: SeparateFamilyRoom

Features

  • One Or More Skylights
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,034
  • Total interior livable area: 2,034 sqft

Kitchen

  • Features: Countertop_Stone

Property

Details

  • Parcel number: 011071017000
  • Zoning: RES
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Barbecue,Fenced,Gazebo,Storage Shed Structure,Drought Tolerant Plants
  • Fencing: Wood

Lot

  • Lot size: 9,300 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,911$70,932
Home Insurance *$175$2,100
Property Taxes $1,107$13,284
Electricity $436$5,233
Total$7,629$91,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,565/yr
40% on housing$228,870/yr
45% on housing$203,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$575This listing

vs Other Active Listings

Avg $/sqft

ZIP 93955$472
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93955$727
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$1,285,000
2018-07-31Sold$715,000
2018-07-03Pending sale$735,000
2018-06-14Listed for sale$735,000

For Sale by Agent

AgentMelissa Radowicz
BrokerageCompass

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