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132 E Richland Ave, Shelby, MT, 59474

1beds
1baths
448sqft
$90,000
$201price/sqft
$771/moest. monthly cost
$30,840/yrincome needed

About This Home

Step into this thoughtfully designed 1 bed, 1 bath home offering 448 sq. ft. of efficient, comfortable living. Built in 2020, this residence feels fresh and modern, featuring beautiful matching stainless-steel appliances that elevate the kitchen and make everyday living a breeze. The open-concept layout maximizes space, providing a welcoming atmosphere. Whether you're looking for a starter home, a low-maintenance property, or an investment opportunity, this home provides incredible value. Located in the welcoming community of Shelby, Montana, you'll enjoy small-town charm with essential amenities just minutes away. A perfect blend of simplicity and style. Schedule a viewing to see this move-in-ready home for yourself!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
Shelby Elementary SchoolGrades PK-60.8 mi
7/10
Shelby 7-8Grades 7-80.8 mi
5/10
Shelby High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 448 sqft

Property

Details

  • Parcel number: 21442427235020000
  • Zoning description: 1
  • Special condition: Standard

Lot

  • Lot size: 4,878 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Drought
Lightning
Wildfire

FEMA Declared Disasters in Toole County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance $114$1,368
Property Taxes $51$612
Electricity $151$1,812
Total$771$9,252

Income You'd Need if You Spent...

35% on housing$26,434/yr
40% on housing$23,130/yr
45% on housing$20,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 59474$105
Toole County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 59474
Toole County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-08Listed for sale$100,000

For Sale by Agent

AgentAlisa Johnson
BrokerageHome Sweet Home Realty Group LLC

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