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341 Summit Lakes Dr, Athens, AL, 35613

4beds
3baths
2,751sqft
$398,457
$145price/sqft
$2,682/moest. monthly cost
$107,280/yrincome needed

About This Home

OWNER FINANCING AVAILABLE ON THIS CUSTOM FULL BRICK 4 BR, 3 FULL BATH WATERFRONT HOME WITH LIGHTED WALKING TRAIL Brand new custom built home in Summit Lakes subdivision! Close to I-65 for quick trips to Nashville or Birmingham areas. SHOPPING and RESTAURANTS within walking distance! Full brick home located next to waterfall that comes from the lake/pond directly behind the home! Fish in your back yard!!! The upstairs bedroom is huge with mini split unit for that room. Could be bonus room! Location and beauty makes this home a must see!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
3/10
Athens Middle SchoolGrades 6-81.4 mi
9/10
Athens High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab

Other

  • Builder name: TONY HERCHENHAHN

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Features: 9’ Ceiling,Double Vanity,Granite Counters,Recessed Lighting,Smooth Ceiling,LVP Flooring
  • Level: First
  • Area: 154

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Recessed Lighting
  • Level: First
  • Area: 192

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Recessed Lighting,Smooth Ceiling,Vaulted Ceiling(s)
  • Level: First
  • Area: 156

Bedroom4

  • Features: Ceiling Fan(s),Recessed Lighting,LVP
  • Level: Second
  • Area: 322

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Fireplace,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 285

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,See Remarks
  • Cooling features: Central 1,Other

Interior Area

  • Total interior livable area: 2,751 sqft

Kitchen

  • Features: 9’ Ceiling,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 195

Laundry Room

  • Features: Smooth Ceiling,LVP Flooring
  • Level: First
  • Area: 50

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Recessed Lighting,Tray Ceiling(s),LVP
  • Level: First
  • Area: 210

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 285

Property

Details

  • Parcel number: 1005151000025.000

Features

  • Levels: One and One Half
  • Stories: 1
  • Waterfront features: Lake/Pond

Lot

  • Lot size dimensions: 60 x 90 x 65 x 35.51 x 177.58

Parking

  • Parking features: Garage-Three Car,Garage Faces Side,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,014$24,168
Home Insurance *$255$3,060
Property Taxes $106$1,272
Electricity $307$3,693
Total$2,682$32,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,954/yr
40% on housing$80,460/yr
45% on housing$71,520/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 35613$169
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35613$167
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$398,457
2025-11-15Listing removed$445,662
2025-06-12Price change$445,662
2025-03-12Price change$482,429
2024-11-14Listed for sale$492,429

New Construction

AgentPeggy Stimpson
BrokerageCole Properties Inc.

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