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11 Ivy St, Monterey, CA, 93940

3beds
2baths
1,550sqft
$990,000
$639price/sqft
$6,675/moest. monthly cost
$267,000/yrincome needed

About This Home

This is a rare opportunity to own a well built and maintained home in a nice family neighborhood at the end of a short cul-de-sac. This is the first time this property has been offered for sale, the owner/builder has lived here since 1958.. Like anything well maintained, it does not show its age. Large lot borders the Monterey Pines Golf Course and offers easy care landscaping and garden shed. Fully fenced back yard offers patio and walkways through the terraced yard. Kitchen offers upgraded appliances, tile breakfast bar w / separate dining area to host family gatherings. Living room has an open feeling with bay windows to take advantage of the golf course view, vaulted, open beam ceiling w/skylights and a brick gas fireplace. Laundry room is located inside w/220V hook ups, washer/dryer included. The two-car garage is accompanied by a separate workshop. Show and sell! ** please note the entry ceiling light, dining area chandelier and main bathroom glass swag lights do not convey with the property.**

Getting Around

61
WalkingSomewhat Walkable
33
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

7/10
8/10
Monterey High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Tract
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Range Hood,Built In Oven,Double Oven,Electric Oven,Refrigerator,Washer/Dryer
  • Laundry features: Inside,In Utility Room

Bathroom

  • Features: PrimaryStallShowers, ShoweroverTub1, Tile

Bedroom

  • Features: BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: NoFamilyRoom

Features

  • One Or More Skylights,Vaulted Ceiling(s),Open Beam Ceiling
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Kitchen

  • Features: Countertop_Tile, ExhaustFan, Skylights

Property

Details

  • Parcel number: 013231020000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Back Yard,Barbecue,Storage Shed Structure
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 9,494 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$174$2,088
Property Taxes $1,098$13,176
Electricity $398$4,786
Total$6,675$80,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,857/yr
40% on housing$200,250/yr
45% on housing$178,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$639This listing

vs Other Active Listings

Avg $/sqft

ZIP 93940$636
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93940$681
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$990,000
1956-01-26Sold$2,000

For Sale by Agent

AgentLinda Campbell
BrokerageDavi Properties Group

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