45 Hacienda Carmel, Carmel, CA, 93923
About This Home
This immaculate 2 bedroom 2 Bath unit has all new appliances. It is freshly painted and has new laminate flooring throughout. Hacienda Carmel is an over-55 retirement community that offers numerous services and amenities for residents that include a swimming pool, fitness center, dining facilities, library, transportation and a vibrant calendar of social events and activities throughout the year. Exterior highlights include beautiful common area grounds with rose garden, community vegetable and flower gardens and miles of peaceful walking paths. Located close to Carmel shopping, award winning restaurants and wine-tasting, Carmel beaches and golf.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Exhaust Fan,Disposal,Range Hood,Built In Oven,Electric Oven,Refrigerator
- Laundry features: Community Facility
Bathroom
- Features: ShoweroverTub1, Skylight, StallShower, FullonGroundFloor
Bedroom
- Features: GroundFloorBedroom, WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningAreainLivingRoom, FormalDiningRoom
Family Room
- Features: NoFamilyRoom
Features
- High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Laminate
Heating & Cooling
- Heating features: Central Forced Air Gas
- Cooling features: None
Interior Area
- Total structure area: 910
- Total interior livable area: 910 sqft
Kitchen
- Features: _220VoltOutlet, Countertop_Formica, ExhaustFan, Pantry
Property
Details
- Parcel number: 014334002
- Zoning: sfr
- Special condition: Standard
Features
- Pool features: Community
- Patio & porch: Balcony/Patio
- Fencing: Back Yard,Wood
Lot
- Lot size: 1,168 sqft
- Features: Mostly Level
Parking
- Parking features: Common,No Garage,On Street,Parking Restrictions
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Monterey County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $822 | $9,864 |
| Electricity | $398 | $4,786 |
| Total | $4,866 | $58,392 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $695,000 |
| 1999-10-01 | Sold | $165,000 |
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