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31 Del Mesa Carmel, Carmel, CA, 93923

2beds
2baths
1,426sqft
$800,000
$561price/sqft
$5,355/moest. monthly cost
$214,200/yrincome needed

About This Home

Welcome to 31 Del Mesa Carmel, a rare E-Model with ocean views. Located in the Del Mesa Carmel 55+ community, this home is one of the best values in the community and offers a quiet setting with forest surroundings and distant ocean vistas. The great room is filled with natural light and opens to the surrounding landscape. The kitchen includes high-end appliances, sleek countertops, and an open layout that connects to the living room with a gas fireplace, built-in shelving, and dining area. The wrap-around deck provides space to enjoy sunsets and coastal air. Inside, radiant heated luxury vinyl flooring adds comfort, and both bedrooms offer privacy and forest views. Del Mesa Carmel is known for its amenities and community setting, including Woody's restaurant, a library, guarded gate, pool, spa, fitness center, lawn bowling, and organized activities. The high-service HOA takes care of many maintenance tasks and details, so you can enjoy life! This property is great for a 2nd home, or your next step after downsizing. Best 2BD Value in Del Mesa! June 2026 Update: New flooring was added in the second bedroom and hallway in response to buyer/agent feedback regarding unevenness in the flooring, which was caused by a defect of the workmanship of the original installation.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
Carmel Middle SchoolGrades 6-81.2 mi
10/10
Carmel High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Pillar/Post/Pier,Concrete Perimeter and Slab,Reinforced Concrete
  • Roof: Composition, Shingle

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Disposal,Built In Oven,Refrigerator,Washer/Dryer

Bathroom

  • Features: ShowerandTub, ShoweroverTub1, Tile, FullonGroundFloor

Bedroom

  • Features: WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea, NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Walk-In Closet(s)
  • Door features: None
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,426
  • Total interior livable area: 1,426 sqft

Kitchen

  • Features: Island

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 015442009000
  • Zoning: Condo
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community,Indoor
  • Patio & porch: Balcony/Patio,Deck
  • Fencing: Partial,Rail
  • Has view: Yes
  • View description: Bay,City Lights,Forest/Woods,Greenbelt,Hills,Mountain(s),Ocean,Valley
  • Has water view: Yes
  • Water view: Bay,Ocean

Lot

  • Lot size: 1,548 sqft
  • Features: Sloped Down

Parking

  • Total spaces: 1
  • Parking features: Covered,Guest
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$152$1,824
Property Taxes $760$9,120
Electricity $398$4,786
Total$5,355$64,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,600/yr
40% on housing$160,650/yr
45% on housing$142,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$561This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,187
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$800,000
2026-06-23Listed for sale$850,000
2026-04-19Listing removed$850,000
2026-01-13Price change$850,000
2025-12-11Price change$897,000
2025-10-21Price change$949,000
2025-09-25Listed for sale$990,000
2025-09-13Listing removed$4,950
2025-06-23Price change$4,950
2025-06-10Listed for rent$5,500
2022-05-17Sold$985,000
2018-03-21Listing removed$655,000
2018-03-21Listed for sale$655,000
2018-03-20Sold$470,000
2017-11-22Pending sale$499,000
2017-10-30Price change$499,000
2017-08-08Price change$585,000
2017-06-30Listed for sale$655,000
2002-03-27Sold$370,000
1995-10-19Sold$147,500

For Sale by Agent

AgentWilliam Smith
BrokerageColdwell Banker Realty

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