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20 Del Mesa Carmel, Carmel, CA, 93923

2beds
2baths
1,347sqft
$899,000
$667price/sqft
$5,997/moest. monthly cost
$239,880/yrincome needed

About This Home

Wake each morning to the timeless beauty of majestic oaks, towering pines, and the peaceful serenity that makes Del Mesa Carmel so extraordinary. Tucked away in a private setting, this beautifully appointed "A" model invites you to slow down, breathe deeply, and embrace the carefree lifestyle you've earned. A soft color palette in relaxing tones of dove-grey, an inviting gas log fireplace, stunning high tray ceiling, designer lighting and finishes, and a delightful upgraded kitchen creates a warm, sophisticated retreat where every day feels like a getaway. Whether you're enjoying a quiet morning with coffee, curling up by the fire, or entertaining friends, this home is designed for effortless living. Just a short stroll to the clubhouse, you'll enjoy Del Mesa Carmel's unmatched amenities, including Woody's Restaurant & Lounge, pool, spa, gym, library, lawn bowling, 24/7 guard gated security, on-site maintenance, art center, beautifully maintained grounds and a vibrant calendar of activities. Leave the chores behind and spend your days enjoying the people, places and experiences you love. Minutes to world class golf, tennis, hiking, vineyards, shopping, restaurants and the iconic California coastline, this is more than a home, it's the next chapter you've been waiting for.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
Carmel Middle SchoolGrades 6-81.3 mi
10/10
Carmel High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: RolledHotMop, Shingle

Type & Style

  • Home type: Condo
  • Architectural style: Bungalow,Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Exhaust Fan,Disposal,Ice Maker,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer

Bathroom

  • Features: Skylight, SolidSurface, SplitBath, StallShower, Tile, Tub, TubinPrimaryBedroom, FullonGroundFloor

Bedroom

  • Features: BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings,One Or More Skylights
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Gas Starter,Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 1,347
  • Total interior livable area: 1,347 sqft

Kitchen

  • Features: ExhaustFan, Pantry

Property

Accessibility

  • Accessibility features: Bathroom Features,Grip-Accessible Features,Parking,Customized Wheelchair Accessible

Details

  • Parcel number: 015444023000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community,Heated,In Ground
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Storage Shed Structure,Drought Tolerant Plants
  • Spa features: Other
  • Fencing: None
  • Has view: Yes
  • View description: Forest/Woods,Greenbelt,Mountain(s)

Parking

  • Total spaces: 1
  • Parking features: Assigned,Carport,Common,Covered,Guest,Lighted
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$171$2,052
Property Taxes $883$10,596
Electricity $398$4,786
Total$5,997$71,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,611/yr
40% on housing$179,910/yr
45% on housing$159,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,186
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$899,000
2018-05-31Sold$585,000
2018-05-18Pending sale$620,000
2018-04-17Price change$620,000
2018-02-07Price change$639,000
2017-12-06Price change$649,000
2017-09-03Listed for sale$685,000
2013-03-19Sold$400,000

For Sale by Agent

AgentClaudia Mccotter
BrokerageSotheby’s International Realty

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