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120 Del Mesa Carmel, Carmel, CA, 93923

1beds
1baths
1,000sqft
$650,000
$650price/sqft
$4,453/moest. monthly cost
$178,120/yrincome needed

About This Home

Welcome to this charming 1-bedroom, 1-bath home nestled in the beautiful 55+ community of Del Mesa Carmel. Offering approximately 1,000 square feet of comfortable living space, this inviting home features an open kitchen with newer appliances that flows seamlessly into the dining and living areas, creating the perfect space to relax or entertain. Stay cozy year-round with radiant floor heating and a warm fireplace. Step outside onto your private balcony and take in the peaceful forest views with a peek of the oceanthe perfect spot to enjoy your morning coffee or unwind at the end of the day. Just a short stroll away, you'll find all the wonderful amenities Del Mesa Carmel has to offer, including the highly acclaimed Woody's Restaurant & Lounge. This 55+ community offers 24/7 security and is ideally located just minutes from world-renowned golf courses, shopping, beautiful beaches, local vineyards, the stunning Carmel coastline, and charming art galleries. Come experience the relaxed Carmel lifestyle you've been waiting for.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
Carmel Middle SchoolGrades 6-81.3 mi
10/10
Carmel High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Wood Frame
  • Roof: Composition, Shingle

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Ice Maker,Microwave,Electric Oven/Range,Refrigerator
  • Laundry features: Community Facility

Bathroom

  • Features: PrimaryStallShowers, SolidSurface, SplitBath, Tub, FullonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Tile,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Gas Starter

Heating & Cooling

  • Heating features: Fireplace(s),Radiant,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Formica, ExhaustFan, Pantry

Property

Details

  • Parcel number: 015447012000
  • Zoning: R1
  • Special condition: Standard

Features

  • Pool features: Community,Heated
  • Patio & porch: Deck
  • Exterior features: Storage Shed Structure
  • Spa features: Other,Spa/HotTub
  • Has view: Yes
  • View description: Canyon,Forest/Woods,Greenbelt,Other

Lot

  • Lot size: 1,002 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$123$1,476
Property Taxes $646$7,752
Electricity $398$4,786
Total$4,453$53,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,674/yr
40% on housing$133,590/yr
45% on housing$118,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$650This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,187
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$650,000
2024-08-30Sold$630,000
2024-08-17Contingent$638,000
2024-08-12Listed for sale$638,000
2000-06-30Sold$252,000
1998-07-31Sold$205,000

For Sale by Agent

AgentYvonne Tovar
BrokerageeXp Realty of California Inc

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