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223 Del Mesa Carmel, Carmel, CA, 93923

2beds
2baths
1,780sqft
$1,229,000
$690price/sqft
$8,001/moest. monthly cost
$320,040/yrincome needed

About This Home

A standalone residence within the gated community of Del Mesa, this property is your pathway to peace in Carmel. Find a warm sunspot cast across your furniture, illuminating rich, textured flooring. Wall-to-wall windows stretch all the way from the formal dining room, lining an adjacent living room featuring shed vaulted ceilings and a stately fireplace, and continuing into a bonus room with access to a wraparound deck through sliding glass doors. Transform this flexible space into your home office, media room, or library. Or, close it off as a guest bedroom for visiting loved ones. Each room offers a way to feel intimately connected to nature as you glimpse California live oak trees cavorting and twisting their magnificently knotty branches alongside your private sanctuary. This home offers an abundance of storage in each room, including the kitchen with its chic white cabinetry and an impressive pantry with little hidden compartments to surprise and delight. Del Mesa is a panacea for those seeking a particular balance of space, privacy, restorative sunshine, accessibility and community in a Carmel zip code. Walk to the indoor pool and spa, or sit down to lunch with newfound friends at Club Mesa. Let life be simple and beautiful. Here, everything you want is but steps away.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
Carmel Middle SchoolGrades 6-81.4 mi
10/10
Carmel High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,780 sqft

Property

Details

  • Parcel number: 015514012000
  • Zoning: R1
  • Special condition: Standard

Parking

  • Total spaces: 1
  • Parking features: Carport,Common
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,214$74,568
Home Insurance *$233$2,796
Property Taxes $1,156$13,872
Electricity $398$4,786
Total$8,001$96,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,320/yr
40% on housing$240,030/yr
45% on housing$213,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$690This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,184
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$1,229,000
2026-02-11Price change$1,269,000
2025-11-25Listed for sale$1,295,000
2023-02-01Contingent$1,200,000
2022-10-12Listed for sale$1,200,000
1994-07-12Sold$291,500

For Sale by Agent

Agent The Ruiz Group
BrokerageKeller Williams Realty

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