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89 Sailors Ravine Ct, Florence, OR, 97439

2beds
2baths
1,666sqft
$550,000
$330price/sqft
$3,722/moest. monthly cost
$148,880/yrincome needed

About This Home

Secluded in Shelter Cove Subdivision, a gated community near the mouth of the Siuslaw River and Pacific Ocean. No view but very close to beaches. Lovelyhomewith tall ceilings, 3 Bedrooms (or 2 with a den or office)

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-81.5 mi
2/10
Siuslaw High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, Contemporary

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Features

  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Laminate
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 1,666 sqft

Property

Details

  • Parcel number: 1486123
  • Zoning: RES

Features

  • Exterior features: Shingle,Wood,Wood products,Cement / Concrete
  • Fencing: Gate
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 0.42 Acres
  • Features: Wooded,Views,Gentle Sloping,Greenbelt

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$126$1,512
Property Taxes $639$7,668
Electricity $176$2,119
Total$3,722$44,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,611/yr
40% on housing$111,660/yr
45% on housing$99,253/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$232
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$650,000
2025-09-04Sold$535,000
2025-08-07Pending sale$550,000
2025-07-14Listed for sale$550,000
2020-06-30Sold$390,000
2020-05-29Pending sale$389,000
2020-03-21Listed for sale$389,000
2020-03-05Pending sale$389,000
2020-03-04Price change$389,000
2020-01-21Listed for sale$399,000
2004-06-03Sold$250,000
2000-11-17Sold$195,000

For Sale by Owner

AgentProperty Owner

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