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1289 Bay St, Springfield, MA, 01109

3beds
3baths
2,018sqft
$430,000
$213price/sqft
$3,439/moest. monthly cost
$137,560/yrincome needed

About This Home

Open floor plan with beautiful hardwood floors in living room. Kitchen has ceramic tiles, stainless steal appliances, stone counter tops and an island. There is a sliding glass doors that leads out to a large deck with an enclosed back yard. On the second floor you will find laundry facilities, a large master bedroom, master bath and a walk in closet. There are 2 additional bedrooms on the 2nd floor. In the large walk out basement you will find wall to wall carpeting and a slider to the back yard.

Getting Around

47
WalkingCar-Dependent
54
TransitGood Transit
38
BikeSomewhat Bikeable

Schools

3/10
Hiram L Dorman SchoolGrades PK-50.3 mi
3/10
STEM Middle AcademyGrades 6-81.1 mi
1/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator
  • Laundry features: Gas Dryer Hookup,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Half, Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Dressing Room
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Features: Flooring - Wall to Wall Carpet, Exterior Access, Slider
  • Level: Basement

Features

  • Internet Available - Unknown
  • Window features: Insulated Windows
  • Flooring: Wood,Tile
  • Finished area above ground: 2,018

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,018
  • Total interior livable area: 2,018 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Exterior Access, Slider, Stainless Steel Appliances, Gas Stove
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood, Open Floorplan
  • Level: First

Master Bedroom

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Parcel number: S:01085 P:0277,2572911
  • Attached to another structure: Yes
  • Zoning: R1

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Rain Gutters

Lot

  • Lot size: 8,398 sqft
  • Features: Corner Lot,Gentle Sloping

Parking

  • Total spaces: 4
  • Parking features: Detached,Paved Drive,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$312$3,744
Property Taxes $556$6,672
Electricity $397$4,775
Total$3,439$41,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,908/yr
40% on housing$103,170/yr
45% on housing$91,706/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$149
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-07Listed for sale$445,000
2019-03-19Listing removed$259,900
2019-01-23Price change$259,900
2018-12-18Listed for sale$265,000
2017-09-15Sold$232,000

For Sale by Agent

AgentSharon G. Ofori
BrokerageBerkshire Hathaway HomeServices Realty Professionals

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