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3095 Marina Dr APT 49, Marina, CA, 93933

2beds
2baths
1,120sqft
$575,000
$513price/sqft
$3,941/moest. monthly cost
$157,640/yrincome needed

About This Home

Beautifully updated 2-bedroom, 2-bath upper-level end unit in the gated Peninsula Point community. Offering approximately 1,120 square feet of living space, this light-filled home features updated flooring throughout, an open-concept floor plan, and a spacious living room with a cozy fireplace. The kitchen is equipped with stainless steel appliances and flows seamlessly into the dining and living areas, creating an ideal space for everyday living and entertaining. The primary suite offers a private retreat with an en-suite bath, while the second bedroom and full bath provide flexibility for guests, family, or a home office. Additional amenities include indoor laundry, extra storage, and an attached one-car garage. Enjoy the privacy of an end-unit location with no neighbors above, all within a well-maintained gated community. Conveniently located just minutes from Marina State Beach, CSUMB, shopping, dining, and the many attractions of the Monterey Peninsula, this home offers the perfect blend of comfort, convenience, and coastal living.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

6/10
4/10
6/10
Marina High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 033152049000
  • Zoning: Condo
  • Special condition: Standard

Features

  • Stories: 1

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$76$912
Property Taxes $560$6,720
Electricity $398$4,786
Total$3,941$47,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,120/yr
40% on housing$118,230/yr
45% on housing$105,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$513This listing

vs Other Active Listings

Avg $/sqft

ZIP 93933$509
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93933$519
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$575,000
2021-08-10Sold$470,000
2021-07-21Contingent$449,000
2021-07-16Listed for sale$449,000
2015-05-15Sold$215,000
2015-03-11Listed for sale$199,000
2015-02-09Sold$219,000
2006-06-21Sold$450,000
2004-09-23Sold$425,500

For Sale by Agent

AgentGary Paul Baker
BrokerageMonterey Coast Realty

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