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1474 Deer Flat Rd, Monterey, CA, 93940

4beds
3baths
3,562sqft
$2,795,000
$785price/sqft
$18,022/moest. monthly cost
$720,880/yrincome needed

About This Home

Architectural Mid-Century Retreat. Built in 1976 from clear, knotless redwood, this home showcases warmth and craftsmanship. Set on 1.15 acres in one of Monterey's most desirable and discreet neighborhoods, this 3,562 sq. ft. residence features expansive open-concept living and dining areas with stunning natural light. A grand foyer and striking central fireplace create an impressive space for both everyday living and entertaining. The generously sized primary suite includes a private sitting room, fireplace, two walk-in closets, and a jetted bathtub. Three additional bedrooms and two full bathrooms provide ample space for family and guests, and a large bonus room with separate entrance offers flexibility for remote work, home gym or other creative uses. Thoughtfully designed outdoor living - large patio with pizza oven, grill and bar area, a private lighted tennis court and basketball hoop, fruit trees and vegetable garden with ideal Monterey sun and climate exposure. Additional features of this property include wine cellar, laundry room, a three-car garage, and unique driveway access to the backyard on both sides of the house. Within minutes to town, golf, and airport. This truly is a special property. A home designed for gathering, celebration, and creating lifelong memories.

Getting Around

8
WalkingCar-Dependent
16
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

7/10
8/10
Monterey High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Range Hood,Microwave,Electric Oven,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: Bidet, DoubleSinks, PrimaryStallShowers, PrimaryTubwJets, ShoweroverTub1, StallShower, OversizedTub

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastNook, DiningArea, EatinKitchen, Skylights

Family Room

  • Features: Other

Features

  • High Ceilings,One Or More Skylights,Vaulted Ceiling(s),Open Beam Ceiling,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Stone
  • Number of fireplaces: 2
  • Fireplace features: Gas Starter,Living Room,Primary Bedroom

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,562
  • Total interior livable area: 3,562 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Formica, ExhaustFan, Hookups_IceMaker, IslandwithSink

Property

Details

  • Parcel number: 101111014000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Barbecue,Storage Shed Structure,Tennis Court(s)
  • Fencing: Back Yard,Mixed Height Type

Lot

  • Lot size: 1.15 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,133$169,596
Home Insurance *$492$5,904
Property Taxes $2,634$31,608
Electricity $763$9,165
Total$18,022$216,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$617,897/yr
40% on housing$540,660/yr
45% on housing$480,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$785This listing

vs Other Active Listings

Avg $/sqft

ZIP 93940$633
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93940$681
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$2,895,000
2026-03-24Listed for sale$2,995,000

For Sale by Agent

AgentPaul Hollingsworth
BrokerageColdwell Banker Realty

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