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3600 Via Mar Monte, Carmel, CA, 93923

5beds
4baths
4,631sqft
$2,690,000
$581price/sqft
$17,658/moest. monthly cost
$706,320/yrincome needed

About This Home

$546,000 Reduced! $636/ft By far the lowest priced home in Carmel! Watch 2 Videos & 3D Tour. Tucked within the prestigious enclave of Rancho Mar Monte this custom-built Spanish Mediterranean estate offers exceptional privacy just five minutes from the beaches, dining, and boutiques of Carmel-by-the-Sea. Set on approximately 1.3 acres, the residence spans 4,631 square feet of open-concept living with sweeping valley views from most rooms. The five-bedroom, four-bathroom layout balances spacious entertaining areas with comfortable everyday living. Architectural details include Spanish tile, handcrafted mahogany doors, soaring ceilings, and bay windows that fill the home with natural light. Fireplaces anchor the formal living room, family room, and primary suite. The gourmet kitchen is designed for entertaining and daily life, featuring high-end appliances, a butcher-block island, and a large chefs pantry. A formal dining room, breakfast nook, and breakfast bar offer multiple dining options. The expansive primary suite enjoys valley views, a fireplace, and a spa-style bath with jetted tub, separate shower, and an additional fireplace. With generous outdoor space, rare privacy near town, and classic Mediterranean craftsmanship, quiet, private, and minutes from the coast.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
Monte VistaGrades K-81.5 mi
8/10
Monterey High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter and Slab,Quake Bracing,Reinforced Concrete
  • Roof: Concrete, Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Spanish
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Range Hood,Ice Maker,Microwave,Built In Oven,Double Oven,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, Granite, PrimaryStallShowers, PrimaryTubwJets, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: BreakfastBar, BreakfastNook, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 3
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Central Forced Air Gas,Fireplace(s),2 plus Zones
  • Cooling features: None

Interior Area

  • Total structure area: 4,631
  • Total interior livable area: 4,631 sqft

Kitchen

  • Features: Countertop_Ceramic, Island, Pantry

Property

Details

  • Parcel number: 103122001000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Stories: 2
  • Exterior features: Back Yard,Drought Tolerant Plants
  • Has view: Yes
  • View description: Forest/Woods,Hills,Mountain(s),Valley

Lot

  • Lot size: 1.32 Acres
  • Features: Gentle Sloping,Mostly Level

Parking

  • Total spaces: 4
  • Parking features: Attached,Guest
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,602$163,224
Home Insurance *$511$6,132
Property Taxes $2,552$30,624
Electricity $993$11,916
Total$17,658$211,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$605,417/yr
40% on housing$529,740/yr
45% on housing$470,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$581This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,185
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$2,949,000
2026-05-05Price change$2,965,000
2026-04-27Price change$2,975,000
2026-04-09Price change$2,985,000
2026-03-31Price change$3,195,500
2026-03-23Price change$3,356,845
2026-03-16Price change$3,390,750
2026-03-09Price change$3,425,000
2026-03-03Price change$3,460,050
2026-02-09Listed for sale$3,495,000
2026-01-28Listing removed$8,500
2025-12-04Price change$8,500
2025-10-26Price change$6,500
2025-10-20Listed for rent$7,500

For Sale by Agent

AgentStephen Poletti
BrokerageeXp Realty of California Inc

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