




3600 Via Mar Monte, Carmel, CA, 93923
About This Home
$546,000 Reduced! $636/ft By far the lowest priced home in Carmel! Watch 2 Videos & 3D Tour. Tucked within the prestigious enclave of Rancho Mar Monte this custom-built Spanish Mediterranean estate offers exceptional privacy just five minutes from the beaches, dining, and boutiques of Carmel-by-the-Sea. Set on approximately 1.3 acres, the residence spans 4,631 square feet of open-concept living with sweeping valley views from most rooms. The five-bedroom, four-bathroom layout balances spacious entertaining areas with comfortable everyday living. Architectural details include Spanish tile, handcrafted mahogany doors, soaring ceilings, and bay windows that fill the home with natural light. Fireplaces anchor the formal living room, family room, and primary suite. The gourmet kitchen is designed for entertaining and daily life, featuring high-end appliances, a butcher-block island, and a large chefs pantry. A formal dining room, breakfast nook, and breakfast bar offer multiple dining options. The expansive primary suite enjoys valley views, a fireplace, and a spa-style bath with jetted tub, separate shower, and an additional fireplace. With generous outdoor space, rare privacy near town, and classic Mediterranean craftsmanship, quiet, private, and minutes from the coast.
Getting Around
Schools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Concrete Perimeter and Slab,Quake Bracing,Reinforced Concrete
- Roof: Concrete, Tile
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean,Spanish
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Disposal,Range Hood,Ice Maker,Microwave,Built In Oven,Double Oven,Refrigerator,Washer/Dryer
- Laundry features: Inside
Bathroom
- Features: DoubleSinks, Granite, PrimaryStallShowers, PrimaryTubwJets, FullonGroundFloor
Bedroom
- Features: GroundFloorBedroom, WalkinCloset
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: BreakfastBar, BreakfastNook, FormalDiningRoom
Family Room
- Features: SeparateFamilyRoom
Features
- High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Tile
- Number of fireplaces: 3
- Fireplace features: Gas
Heating & Cooling
- Heating features: Central Forced Air Gas,Fireplace(s),2 plus Zones
- Cooling features: None
Interior Area
- Total structure area: 4,631
- Total interior livable area: 4,631 sqft
Kitchen
- Features: Countertop_Ceramic, Island, Pantry
Property
Details
- Parcel number: 103122001000
- Zoning: R-1
- Special condition: Standard
Features
- Stories: 2
- Exterior features: Back Yard,Drought Tolerant Plants
- Has view: Yes
- View description: Forest/Woods,Hills,Mountain(s),Valley
Lot
- Lot size: 1.32 Acres
- Features: Gentle Sloping,Mostly Level
Parking
- Total spaces: 4
- Parking features: Attached,Guest
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Monterey County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,602 | $163,224 |
| Home Insurance * | $511 | $6,132 |
| Property Taxes | $2,552 | $30,624 |
| Electricity | $993 | $11,916 |
| Total | $17,658 | $211,896 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $2,949,000 |
| 2026-05-05 | Price change | $2,965,000 |
| 2026-04-27 | Price change | $2,975,000 |
| 2026-04-09 | Price change | $2,985,000 |
| 2026-03-31 | Price change | $3,195,500 |
| 2026-03-23 | Price change | $3,356,845 |
| 2026-03-16 | Price change | $3,390,750 |
| 2026-03-09 | Price change | $3,425,000 |
| 2026-03-03 | Price change | $3,460,050 |
| 2026-02-09 | Listed for sale | $3,495,000 |
| 2026-01-28 | Listing removed | $8,500 |
| 2025-12-04 | Price change | $8,500 |
| 2025-10-26 | Price change | $6,500 |
| 2025-10-20 | Listed for rent | $7,500 |
