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1043 Sumner Ave, Springfield, MA, 01118

1beds
3baths
4,000sqft
$599,999
$150price/sqft
$4,831/moest. monthly cost
$193,240/yrincome needed

About This Home

Fully renovated historic fire house now offered for sale in East Forest Park. 1 residential unit upstairs and 1 commercial unit on the ground level but there are lots of options for different uses/adjustments. High ceilings, giant windows, lots of natural light everywhere. Also has approx 2000 sq ft in the basement for storage and mechanicals. First floor to be vacant. Please do not disturb tenants.

Getting Around

68
WalkingSomewhat Walkable
54
TransitGood Transit
47
BikeSomewhat Bikeable

Schools

3/10
STEM Middle AcademyGrades 6-82.2 mi
--
Liberty Preparatory AcademyGrades 9-10,121.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Roof: Slate
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Finished area below ground: 2,000
  • Finished area above ground: 4,000

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Property

Details

  • Parcel number: S:11280 P:0330,2607822
  • Zoning: OS

Lot

  • Lot size: 1 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$306$3,672
Property Taxes $704$8,448
Electricity $788$9,465
Total$4,831$57,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,634/yr
40% on housing$144,930/yr
45% on housing$128,826/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 01118$172
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01118$245
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$599,999
2018-01-16Listing removed$1,800
2018-01-12Listed for rent$1,800
2017-12-07Sold$123,795
2015-01-16Sold$50,023

For Sale by Agent

AgentRoger J. Roberge
BrokerageRR & Company Realty, LLC

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